Cumberland Town property record for 42 Stream View Dr, Cumberland, RI 02864
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,476 sqft · built 2014 |
| Owner | Trust Name on Record |
| Last Sale | $310,000 (Mar 2020) |
| Tax Bill | $5,079 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2024 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9988-23 |
| Primary APN | 9988-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 2,214 sqft |
| 1st Floor Area | 738 sqft |
| Basement Area | 738 sqft |
| Unfinished Basement | 738 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9988-23 |
|---|---|
| Street Address | 42 STREAM VIEW DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5421 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 129 |
| Legal Lot Number | 42 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Blackstone Canal listed 1971 · 1 contributing resources · NRIS 71000030 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 42 STREAM VIEW DR, CUMBERLAND, RI 02864-5421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| May 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jun 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jan 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SEBONIC FINANCIAL |
| Sep 30, 2021 | Warranty Deed, Transfer |
| Mar 13, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Deed Document Number | 2020112730 |
| Deed Book / Page | 1832 / 239 |
| Last Transfer Date | Sep 27, 2021 |
| Transfer Doc | 1907-197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 8, 2026 |
| Property Address | 42 STREAM VIEW DR, CUMBERLAND, RI 02864-5421 |
| Document Number | 0000155871 |
| Book / Page | 2034 / 273 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026155871 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 42 STREAM VIEW DR, CUMBERLAND, RI 02864-5421 |
| Document Number | 0000155871, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 2034/273 |
| Instrument | 2026155871 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 42 STREAM VIEW DR, CUMBERLAND, RI 02864-5421 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001976-824 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 1976/824 |
| Instrument | 143724 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 42 STREAM VIEW DR, CUMBERLAND, RI 02864-5421 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001958-99 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 1958/99 |
| Instrument | 139212 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 42 STREAM VIEW DR, CUMBERLAND, RI 02864-5421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001920-721 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 1920/721 |
| Instrument | 130746 |
| Name | SEBONIC FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 30, 2021 |
| Property Address | 42 STREAM VIEW DR, CUMBERLAND, RI 02864-5421 |
| Document Number | 1907-197 |
| Book / Page | 1907 / 197 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 127862 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 13, 2020 |
| Property Address | 42 STREAM VIEW DR, CUMBERLAND, RI 02864-5421 |
| Document Number | 1832-239 |
| Book / Page | 1832 / 239 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 112730 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 STREAM VIEW DR, CUMBERLAND, RI 02864-5421 |
| Document Number | 112731 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 112731 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,079.00 (+9.77%) | $507,400 (+34.55%) Building $507,400 | $512,965 |
| 2025 | $4,627.00 (+5.59%) | $377,100 (-) Building $377,100 | |
| 2023 | $4,382.00 (-1.17%) | $377,100 (+27.48%) Building $377,100 | |
| 2022 | $4,434.00 | $295,800 Building $295,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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