45 Stone Ridge Way, Covington, GA 30016 Property Records

Newton County property record for 45 Stone Ridge Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft · built 2008
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Sep 2014)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0064D-00000-063-000`

Property Details

APN / Parcel Number

Primary APN	`0064D-00000-063-000`
Alternative APNs	`0064D 063` `25198`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Heated Area
1st Floor Area	1,384 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25198
Old Parcel Number	0064D 063
Street Address	45 STONE RIDGE WAY
City	COVINGTON
State	GA
Zip	30016-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 109 STONE RIDGE PH1
Legal Subdivision	STONE RIDGE
Legal Phase	1
Legal Lot Number	109
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2044
Census Tract	100600

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 STONE RIDGE WAY, COVINGTON, GA 30016-6923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Dec 6, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2014 · Amount on Record
Deed Sale	Sep 17, 2014 · Amount on Record
Prior Sale	Feb 19, 2014
Deed Document Number	0003262311
Deed Book / Page	3262 / 311
Last Transfer Date	Sep 22, 2014
Transfer Doc	0032620311
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 STONE RIDGE WAY, COVINGTON, GA 30016-6923
Document Number	0039070356
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 STONE RIDGE WAY COVINGTON GA 300166923, COVINGTON, GA 30016-6923

Mortgage

Document Number	0039070356
Date	Oct 15, 2019
Book Page	003907/000356
Instrument	13405

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 STONE RIDGE WAY, COVINGTON, GA 30016-6923
Document Number	0037800514
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 STONE RIDGE WAY COVINGTON GA 300166923, COVINGTON, GA 30016-6923

Mortgage

Document Number	0037800514
Date	Dec 13, 2018
Book Page	003780/000514
Instrument	14996

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,331.00 (-29.73%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$96,320 (+15.27%) Land $18,000 Building $78,320	$240,800 (+15.27%) Land $45,000 Building $195,800
2023		$83,560 Land $7,200 Building $76,360	$208,900 Land $18,000 Building $190,900
2022	$1,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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