20 Stone Ridge Way, Covington, GA 30016 Property Records

Newton County property record for 20 Stone Ridge Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,231 sqft · built 2004
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jan 2012)
Tax Bill	$3,143 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0064D-00000-030-000`

Property Details

APN / Parcel Number

Primary APN	`0064D-00000-030-000`
Alternative APNs	`0064D 030` `25165`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,231 sqft Heated Area
1st Floor Area	987 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	589 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25165
Street Address	20 STONE RIDGE WAY
City	COVINGTON
State	GA
Zip	30016-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 30 STONE RIDGE PH1
Legal Subdivision	STONE RIDGE
Legal Phase	1
Legal Lot Number	30
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2043
Census Tract	100600

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 STONE RIDGE WAY, COVINGTON, GA 30016-6918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage KARLAN ENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2012 · Amount on Record
Deed Sale	Jan 9, 2012 · Amount on Record
Prior Sale	Jan 9, 2012 · Amount on Record
Deed Document Number	2012188
Deed Book / Page	2979 / 305
Prior Transfer Date	Sep 6, 2011
Prior Transfer Doc	0029560526
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 STONE RIDGE WAY, COVINGTON, GA 30016-6918
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STONE RIDGE WAY, COVINGTON, GA 30016-6918

Mortgage

Document Number	0046420000000391
Date	Aug 1, 2024
Book Page	0000004642/0000000391
Instrument	2024008052

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 STONE RIDGE WAY, COVINGTON, GA 30016-6918
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STONE RIDGE WAY, COVINGTON, GA 30016-6918

Mortgage

Document Number	0043810000000602
Date	May 2, 2022
Book Page	0000004381/0000000602
Instrument	007870

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 STONE RIDGE WAY, COVINGTON, GA 30016-6918
Document Number	0039260271
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STONE RIDGE WAY COVINGTON GA 300166918, COVINGTON, GA 30016-6918

Mortgage

Document Number	0039260271
Date	Nov 22, 2019
Book Page	003926/000271
Instrument	15437

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 STONE RIDGE WAY, COVINGTON, GA 30016-6918
Document Number	0036770222
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036770222
Date	Mar 16, 2018
Book Page	003677/000222
Instrument	3182

Lender

Name	KARLAN ENTS LLC
Address	13505 BROWN BRIDGE RD, COVINGTON, GA 30016-8195

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2038

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,143.00 (+6.47%) Homeowner's exemption	$132,320 (+9.03%) Land $18,000 Building $114,320	$330,800 (+9.03%) Land $45,000 Building $285,800
2023		$121,360 Land $7,200 Building $114,160	$303,400 Land $18,000 Building $285,400
2022	$2,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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