45 Stone Mill Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 45 Stone Mill Ct, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1988
Square Footage	2,056 sqft Finished Area
Lot Size	19,166 sqft (0.44 acres)
Occupancy	Owner Occupied
Last Sale	$500,000 (2021)
Tax Bill	$6,019.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`090C0-00-00-02100`
Alternative APN	`36818`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,056 sqft Finished Area
Basement Area	1,168 sqft Basement
Finished Basement	688 sqft Finished
Unfinished Basement	480 sqft Unfinished
Family Room	Family Room
Stories	1 Stories
Primary Flooring	Parquet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	19,166 sqft (0.44 acres)

Exterior Amenities

Deck Area	339 sqft Deck
Patio Area	240 sqft Patio
Porch Area	48 sqft Porch
View	Proximity to Airport View
Storage Building	80 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	45 STONE MILL CT
City	CHARLOTTESVILLE
State	VA
Zip	22902-8782
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILL CREEK 1 21 PH-1
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SCOTTSVILLE
Census Blockgroup	2
Census Block	2004
Census Tract	11303

Owner

Source: Albemarle County records · APN 090C0-00-00-02100

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 STONE MILL CT, CHARLOTTESVILLE, VA 22902-8782
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2021 · Amount on Record
Deed Sale	Jun 03, 2021 · Amount on Record
Deed Doc Number	20219800
Deed Book / Page	5550 / 644
Record Refreshed	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 03, 2021
Property Address	45 STONE MILL CT, CHARLOTTESVILLE, VA 22902-8782
Document Number	5550/644
Book / Page	5550 / 644
Map Reference	MB 944 PG 696-703
Instrument Date	May 25, 2021
Instrument	2021-00009800
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	45 STONE MILL CT, CHARLOTTESVILLE, VA 22902-8782

Mortgage

Document Number	202100009801
Date	Jun 03, 2021
Instrument	2021-00009801

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,019.00 (+6.68%)	$673,300 (+6.69%) Land $200,000 Building $473,300	$673,300 (+6.69%) Land $200,000 Building $473,300
2025	$5,642.00 (+22.87%)	$631,100 (+17.35%) Land $144,000 Building $487,100	$631,100 (+17.35%) Land $144,000 Building $487,100
2023	$4,592.00	$537,800 Land $144,000 Building $393,800	$537,800 Land $144,000 Building $393,800

Flood & Wildfire

45 Stone Mill Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.