65 Stone Mill Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 65 Stone Mill Ct, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Architecture StyleTraditional
Year BuiltBuilt 1987
Square Footage1,752 sqft Finished Area
Lot Size18,949 sqft (0.435 acres)
OccupancyOwner Occupied
Tax Bill$4,732.00 (2026)

Property Details

APN / Parcel Number

Primary APN090C0-00-00-01600
Alternative APN
  • 36813

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,752 sqft Finished Area
Basement Area1,008 sqft Basement
Finished Basement350 sqft Finished
Unfinished Basement658 sqft Unfinished
Stories1 Stories
Primary FlooringParquet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTraditional Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area18,949 sqft (0.435 acres)

Exterior Amenities

Deck Area240 sqft Deck
Patio Area240 sqft Patio
Porch Area140 sqft Porch
ViewProximity to Airport View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address65 STONE MILL CT
CityCHARLOTTESVILLE
StateVA
Zip22902-8782
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILL CREEK 1 16 PH-1
Legal SubdivisionMILL CREEK
JurisdictionALBEMARLE VA
Minor Civil DivisionSCOTTSVILLE
Census Blockgroup2
Census Block2004
Census Tract11303

Owner

Source: Albemarle County records · APN 090C0-00-00-01600

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address65 STONE MILL CT, CHARLOTTESVILLE, VA 22902-8782
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Oct 03, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address65 STONE MILL CT, CHARLOTTESVILLE, VA 22902-8782
Transaction TypeMortgage
Record UpdatedFeb 02, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300000170
DateJan 10, 2023
Instrument202300000170
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address65 STONE MILL CT, CHARLOTTESVILLE, VA 22902-8782
Document Number0000001178
Instrument DateFeb 01, 2019
Transaction TypeMortgage
Record UpdatedMar 06, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address65 STONE MILL CT CHARLOTTESVILLE VA 229028782, CHARLOTTESVILLE, VA 22902-8782

Mortgage

Document Number0000001178
DateFeb 07, 2019
Book Page005135/000602
Instrument1178
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 06, 2034

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address65 STONE MILL CT, CHARLOTTESVILLE, VA 22902-8782
Document Number0000012886
Instrument DateOct 03, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyDAWSON LAW AND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 STONE MILL CT CHARLOTTESVILLE VA 229028782, CHARLOTTESVILLE, VA 22902-8782

Mortgage

Document Number0000012886
DateNov 06, 2017
Book Page004980/000301
Instrument12886
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 05, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,732.00 (+8.48%)$529,300 (+8.46%) Land $190,000 Building $339,300$529,300 (+8.46%) Land $190,000 Building $339,300
2025$4,362.00 (+17.07%)$488,000 (+11.85%) Land $136,800 Building $351,200$488,000 (+11.85%) Land $136,800 Building $351,200
2023$3,726.00$436,300 Land $136,800 Building $299,500$436,300 Land $136,800 Building $299,500

Flood & Wildfire

65 Stone Mill Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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