Madison County property record for 45 Stone Dr, Highland, IL 62249 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,805 sqft · built 1990 |
| Lot Size | 1.25 acres (54,515 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,127 (2025) |
| Deeds & Mortgages | Jan 2023 Sale Jan 2021 Sale & Mortgage |
| APN | 02-2-18-21-01-102-045 |
| Primary APN | 02-2-18-21-01-102-045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 54,515 sqft (1.25 acres) |
| Lot Dimensions | 517 ft deep x 105 ft wide |
| Garage Type | Attached |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 45 STONE DR |
|---|---|
| City | HIGHLAND |
| State | IL |
| Zip | 62249-2847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEWOOD EST LOT 45 105.43 X 517.07 X IRR |
| Legal Subdivision | STONEWOOD EST |
| Legal Lot Number | 45 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | SALINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 403601 |
Source: Madison County records · APN 02-2-18-21-01-102-045
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 45 STONE DR, HIGHLAND, IL 62249-2847 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 11, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 08, 2021 | Deed, Transfer · Conventional Mortgage FCB BANKS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2023 |
| Deed Sale | Jan 11, 2023 |
| Prior Sale | Jan 08, 2021 · Amount on Record |
| Deed Document Number | 2023991 |
| Prior Transfer Date | Dec 20, 2022 |
| Prior Transfer Doc | 0000000991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 11, 2023 |
| Property Address | 45 STONE DR, HIGHLAND, IL 62249-2847 |
| Document Number | 0000000991 |
| Map Reference | PC 49 PG 75 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2023R00991 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 STONE DR, HIGHLAND, IL 62249-2847 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 08, 2021 |
| Property Address | 45 STONE DR, HIGHLAND, IL 62249-2847 |
| Document Number | 0000001548 |
| Map Reference | PC 49 PG 75 |
| Instrument Date | Dec 19, 2020 |
| Instrument | 2021R01548 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 STONE DR, HIGHLAND, IL 62249-2847 |
| Document Number | 0000001549 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021R01549 |
| Name | FCB BANKS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Saline Township |
| Unified School District | Highland Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,127.00 (+7.73%) | $98,680 (+28.22%) Land $16,240 Building $82,440 | $296,040 (+28.09%) Land $48,720 Building $247,320 |
| 2024 | $4,759.00 (+10.19%) | ||
| 2022 | $4,319.00 | $76,960 Land $12,660 Building $64,300 | $231,111 Land $38,018 Building $193,093 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194036011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 30% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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