Madison County property record for 40 Stone Dr, Highland, IL 62249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,124 sqft · built 1989 |
| Lot Size | 1.03 acres (45,121 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (May 2010) |
| Tax Bill | $5,580 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2021 Mortgage + 3 more |
| APN | 02-2-18-21-01-102-040 |
| Primary APN | 02-2-18-21-01-102-040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 45,121 sqft (1.03 acres) |
| Lot Dimensions | 286 ft deep x 157 ft wide |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 193 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 40 STONE DR |
|---|---|
| City | HIGHLAND |
| State | IL |
| Zip | 62249-2847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEWOOD EST LOT 40 & PART 41 157.75 X 286.03 IRREGULAR |
| Legal Subdivision | STONEWOOD EST |
| Legal Lot Number | 40 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | SALINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 403601 |
Source: Madison County records · APN 02-2-18-21-01-102-040
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 STONE DR, HIGHLAND, IL 62249-2847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF BELLEVILLE |
| Oct 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE |
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Dec 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Jun 15, 2017 | Loan Modification, Mortgage · Conventional Mortgage FIRST COLLINSVILLE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2010 · Amount on Record |
| Deed Sale | May 26, 2010 · Amount on Record |
| Deed Document Number | 201019949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 40 STONE DR, HIGHLAND, IL 62249-2847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006831 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024R06831 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 40 STONE DR, HIGHLAND, IL 62249-2847 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041519 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 2021R41519 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 40 STONE DR, HIGHLAND, IL 62249-2847 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022647 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 2020R22647 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 40 STONE DR, HIGHLAND, IL 62249-2847 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040871 |
|---|---|
| Date | Dec 05, 2017 |
| Instrument | 2017R40871 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Nov 22, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 40 STONE DR, HIGHLAND, IL 62249-2847 |
| Document Number | 0000019979 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 STONE DR HIGHLAND IL 622492847, HIGHLAND, IL 62249-2847 |
| Document Number | 0000019979 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 19979 |
| Name | FIRST COLLINSVILLE BK |
|---|---|
| Type | Bank |
| Address | HIGHLAND, IL 62249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 15, 2022 |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Saline Township |
| Unified School District | Highland Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,580.00 (+7.29%) | $101,430 (+28.21%) Land $15,760 Building $85,670 | $304,290 (+28.09%) Land $47,280 Building $257,010 |
| 2024 | $5,201.00 (+16.88%) | ||
| 2022 | $4,450.00 | $79,110 Land $12,290 Building $66,820 | $237,568 Land $36,907 Building $200,661 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 84 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIGHLAND serves 10,674 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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