Westchester County and Mount Kisco Village property record for 45 Spring St, Mount Kisco, NY 10549
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,912 sqft · built 1917 |
| Lot Size | 0.172 acres (7,497 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Dec 2018) |
| Tax Bill | $8,870 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 555601 80.49-1-28 |
| Primary APN | 555601 80.49-1-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Total Area |
| 1st Floor Area | 968 sqft |
| 2nd Floor Area | 944 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 7,497 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 137100 |
|---|---|
| Street Address | 45 SPRING ST |
| City | MOUNT KISCO |
| State | NY |
| Zip | 10549-3209 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RT-6 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT KISCO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 13000 |
Source: Westchester County and Mount Kisco Village records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 9, 2020 | Loan Modification, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 12, 2018 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Deed Document Number | 2018583443318 |
| Prior Transfer Date | May 17, 2000 |
| Prior Transfer Doc | 0402000736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 45 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Document Number | 0601693154 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | BLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 SPRING ST #1 MOUNT KISCO NY 105493209, 1, MOUNT KISCO, NY 10549-3209 |
| Document Number | 0601693154 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 060169/003154 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 45 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Document Number | 0601693162 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | BLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 SPRING ST #1 MOUNT KISCO NY 105493209, 1, MOUNT KISCO, NY 10549-3209 |
| Document Number | 0601693162 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 060169/003162 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.49% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 12, 2018 |
| Property Address | 45 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Document Number | 0583443318 |
| Book / Page | 058344 / 003318 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | BLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 SPRING ST MOUNT KISCO NY 105493209, MOUNT KISCO, NY 10549-3209 |
| Document Number | 583453606 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 058345/003606 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
Source: Westchester County and Mount Kisco Village assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision / Municipality | Mount Kisco Village |
| Unified School District | Bedford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,870.00 (+716.01%) | ||
| 2025 | $1,087.00 | $59,000 (-) Land $9,900 Building $49,100 | $424,155 (-53.41%) Land $71,172 Building $352,983 |
| 2024 | $59,000 (-) Land $9,900 Building $49,100 | $910,494 (+10.49%) Land $152,778 Building $757,716 | |
| 2023 | $59,000 Land $9,900 Building $49,100 | $824,022 Land $138,268 Building $685,754 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2016) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT KISCO WATER DEPARTMENT serves 11,187 people · EPA ID NY5903437 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures