Westchester County and Mount Kisco Village property record for 43 Spring St, Mount Kisco, NY 10549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,215 sqft · built 1943 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $529,000 (Apr 2022) |
| Tax Bill | $7,626 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 555601 80.49-1-29 |
| Primary APN | 555601 80.49-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Upper Floors Area | 405 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 24 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 137200 |
|---|---|
| Street Address | 43 SPRING ST |
| City | MOUNT KISCO |
| State | NY |
| Zip | 10549-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT-6 |
| Legal Subdivision | PROPERTY OF JOSEPHINE H MOORE |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT KISCO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 13000 |
43 Spring St is owned and occupied by two individuals who bought it in April 2022.
Source: Westchester County and Mount Kisco Village records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Apr 10, 2018 | Grant Deed, Transfer · FHA Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on File |
| Deed Sale | Apr 25, 2022 · Amount on File |
| Prior Sale | Apr 25, 2022 · Amount on File |
| Deed Document Number | 2022620693836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Apr 25, 2022 |
| Property Address | 43 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Document Number | 0620693836 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 620693836 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MONDO ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,116.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 SPRING ST, 43, MOUNT KISCO, NY 10549-3209 |
| Name | Verified Name |
|---|---|
| Address | 185 E 206TH ST, BRONX, NY 10458-1124 |
| Document Number | 0620833723 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 620833723 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 43 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0600933384 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 600933384 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Apr 10, 2018 |
| Property Address | 43 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Document Number | 0580883352 |
| Book / Page | 058088 / 003352 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | NARROWS ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,772.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 70 MANCHESTER DR MOUNT KISCO NY 105491902, MOUNT KISCO, NY 10549-1902 |
| Document Number | 580943455 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 058094/003455 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2048 |
The 2026 property tax bill for 43 Spring St was $7,626, up 736.2% from the year before.
Source: Westchester County and Mount Kisco Village assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision / Municipality | Mount Kisco Village |
| Unified School District | Bedford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,626.00 (+736.18%) | ||
| 2025 | $912.00 | $49,500 (-) Land $9,900 Building $39,600 | $355,859 (-53.41%) Land $71,172 Building $284,687 |
| 2024 | $49,500 (-) Land $9,900 Building $39,600 | $763,889 (+10.49%) Land $152,778 Building $611,111 | |
| 2023 | $49,500 Land $9,900 Building $39,600 | $691,341 Land $138,268 Building $553,073 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 43 Spring St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2016) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT KISCO WATER DEPARTMENT serves 11,187 people · EPA ID NY5903437 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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