45 Sparnel Rd, Savannah, GA 31411 Property Records

Chatham County property record for 45 Sparnel Rd, Savannah, GA 31411

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Tax Bill	$24,760 (2025)
Deeds & Mortgages	Oct 2025 Sale Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-0315A-02-002`

Property Details

APN / Parcel Number

Primary APN	`1-0315A-02-002`
Alternative APN	`G269H581`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	45 SPARNEL RD
City	SAVANNAH
State	GA
Zip	31411-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 3384 THE LANDINGS SKIDAWAY ISLAND
Legal Subdivision	SKIDAWAY ISLAND
Legal Lot Number	3384
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4001
Census Tract	11005

Owner

45 Sparnel Rd is owned by a company that acquired it in October 2025.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	45 SPARNEL RD, SAVANNAH, GA 31411-3029
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Warranty Deed, Transfer
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK
Jun 10, 2021	Warranty Deed, Transfer
May 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025
Deed Sale	Oct 27, 2025
Prior Sale	Jun 10, 2021 · Amount on File
Deed Book / Page	3814 / 738
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 27, 2025
Property Address	45 SPARNEL RD, SAVANNAH, GA 31411-3029
Document Number	0038140738
Book / Page	3814 / 738
Instrument Date	Oct 27, 2025
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SPARNEL RD, SAVANNAH, GA 31411-3029

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	45 SPARNEL RD, SAVANNAH, GA 31411-3029
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SPARNEL RD, SAVANNAH, GA 31411-3029

Mortgage

Document Number	0027640348
Date	Apr 7, 2022
Book Page	0000002764/0000000348

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2020

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 10, 2021
Property Address	45 SPARNEL RD, SAVANNAH, GA 31411-3029
Document Number	0024230194
Book / Page	2423 / 194
Instrument Date	Jun 10, 2021
Instrument	2021-007620
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 ARLINGTON RD, LONGMEADOW, MA 01106-1803

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 31, 2019
Property Address	45 SPARNEL RD, SAVANNAH, GA 31411-3029
Document Number	0016390509
Book / Page	1639 / 509
Instrument Date	May 31, 2019
Instrument	2019-005397
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SUNDEW RD, SAVANNAH, GA 31411-2955

Tax Assessment & Valuation

The 2025 property tax bill for 45 Sparnel Rd was $24,760, up 1,382.6% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,800 (-) Land $80,000 Building $270,800	$877,000 (-) Land $200,000 Building $677,000
2025	$24,760.00 (+1,382.63%)	$350,800 Land $80,000 Building $270,800	$877,000 Land $200,000 Building $677,000
2024	$1,670.00
2023		$50,000 (+4.17%) Land $50,000	$125,000 (+4.17%) Land $125,000
2022	$1,617.00	$48,000 Land $48,000	$120,000 Land $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Sparnel Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 499 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 in force
Nearby Flood Claims	51 (2008–2024)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Oct 2024 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 43 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Sparnel Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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