41 Sparnel Rd, Savannah, GA 31411 Property Records

Chatham County property record for 41 Sparnel Rd, Savannah, GA 31411

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,077 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2018)
Tax Bill	$3,914 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2022 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`1-0315A-02-004`

Property Details

APN / Parcel Number

Primary APN	`1-0315A-02-004`
Alternative APN	`C296H539`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,077 sqft Living Area
1st Floor Area	2,372 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	332 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	41 SPARNEL RD
City	SAVANNAH
State	GA
Zip	31411-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 3386 THE LANDINGS SKIDAWAY ISLAND
Legal Subdivision	SKIDAWAY ISLAND
Legal Lot Number	3386
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4001
Census Tract	11005

Owner

Source: Chatham County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit WORKMENS CIRCLE CREDIT UNION
Nov 3, 2022	Warranty Deed, Transfer
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS
Jun 15, 2020	Warranty Deed, Transfer
Jun 25, 2019	Warranty Deed, Transfer
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	Oct 14, 2005 · Amount on Record
Deed Document Number	20183280
Deed Book / Page	1334 / 197
Last Transfer Date	Nov 3, 2022
Transfer Doc	0029810411
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Sep 15, 2026
Property Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029
Document Number	4084000033
Book / Page	4084 / 33
Instrument Date	Sep 11, 2026
Transaction Type	Mortgage
Record Updated	Oct 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029

Mortgage

Document Number	4084000033,
Date	Sep 15, 2026
Book Page	4084/33

Lender

Name	WORKMENS CIRCLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 3, 2022
Property Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029
Document Number	0029810411
Book / Page	2981 / 411
Instrument Date	Nov 3, 2022
Instrument	2022-014203
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029

Mortgage

Document Number	0000001967/0000000016
Date	Jun 25, 2020
Book Page	0000001967/0000000016
Instrument	032402860016

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 15, 2020
Property Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029
Document Number	0019670013
Book / Page	1967 / 13
Instrument Date	Jun 15, 2020
Instrument	2020-005937
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 25, 2019
Property Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029
Document Number	0016560001
Book / Page	1656 / 1
Instrument Date	Jun 25, 2019
Instrument	2019-006551
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 17, 2018
Property Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029
Document Number	0013340197
Book / Page	1334 / 197
Instrument Date	Apr 17, 2018
Instrument	2018-003280
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SPARNEL RD, SAVANNAH, GA 31411-3029

Mortgage

Document Number	1334/198
Date	Apr 30, 2018
Book Page	1334/198
Instrument	30993690021

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2023

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,200 (+12.87%) Land $50,000 Building $389,200	$1,098,000 (+12.87%) Land $125,000 Building $973,000
2025	$3,914.00 (+9.88%) Disabled Person's exemption	$389,120 (+6.65%) Land $50,000 Building $339,120	$972,800 (+6.65%) Land $125,000 Building $847,800
2024	$3,562.00
2023		$364,840 (+35.13%) Land $40,800 Building $324,040	$912,100 (+35.13%) Land $102,000 Building $810,100
2022		$270,000 Land $40,800 Building $229,200	$675,000 Land $102,000 Building $573,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 499 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 in force
Nearby Flood Claims	51 (2008–2024)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Oct 2024 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 43 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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