Hampshire County and Ware Town property record for 45 South St, Ware, MA 01082 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,820 sqft · built 1870 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Apr 2024) |
| Tax Bill | $2,959 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2024 Sale & Mortgage + 3 more |
| APN | WARE M:00057 B:00000 L:00055 |
| Primary APN | WARE M:00057 B:00000 L:00055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,932 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Duplex Single |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3303 |
|---|---|
| Street Address | 45 SOUTH ST |
| City | WARE |
| State | MA |
| Zip | 01082-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 55 |
| Jurisdiction | WARE MA |
| Township / Civil Division | WARE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 820102 |
Source: Hampshire County and Ware Town records · APN WARE M:00057 B:00000 L:00055
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SOUTH ST, WARE, MA 01082-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 23, 2024 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Aug 30, 2021 | Deed of Trust, Mortgage · ARM COUNTRY BANK |
| Jul 19, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK |
| Mar 14, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Jul 19, 2021 · Amount on Record |
| Deed Document Number | 20245608 |
| Deed Book / Page | 15115 / 167 |
| Prior Transfer Date | Jan 30, 2019 |
| Prior Transfer Doc | 13215-318 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARE MA |
| Property Address | 45 SOUTH ST, WARE, MA 01082-1627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Name | Verified Name |
|---|
| Document Number | 015533-293 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 15533/293 |
| Instrument | 15567 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Apr 23, 2024 |
| Property Address | 45 SOUTH ST, WARE, MA 01082-1627 |
| Document Number | 015115-167 |
| Book / Page | 15115 / 167 |
| Instrument Date | Apr 23, 2024 |
| Instrument | 5608 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 SOUTH ST, WARE, MA 01082-1627 |
| Document Number | 0000005609 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 5609 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARE MA |
| Property Address | 45 SOUTH ST, WARE, MA 01082-1627 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014245-170 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 14245/170 |
| Instrument | 21559 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Aug 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Jul 19, 2021 |
| Property Address | 45 SOUTH ST, WARE, MA 01082-1627 |
| Document Number | 014189-239 |
| Book / Page | 14189 / 239 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 17742 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 179 CHURCH ST, WARE, MA 01082-1230 |
| Document Number | 0000017743 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 17743 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Aug 01, 2031 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Mar 14, 2019 |
| Property Address | 45 SOUTH ST, WARE, MA 01082-1627 |
| Document Number | 13215-318 |
| Book / Page | 013215 / 000318 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 3863 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 PRISCILLA LN DUXBURY MA 023325101, DUXBURY, MA 02332-5101 |
Source: Hampshire County and Ware Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Ware Town |
| Unified School District | Ware School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,959.00 (+3.72%) | $196,500 (+18.87%) Land $27,300 Building $169,200 |
| 2023 | $2,853.00 | $165,300 Land $24,300 Building $141,000 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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