45 Smith Ave, Wayzata, MN 55391 Property Records

Hennepin County property record for 45 Smith Ave, Wayzata, MN 55391

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.5 ba · 1,580 sqft · built 1957
Lot Size	1.4 acres (60,984 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Nov 2025)
Tax Bill	$6,956 (2025)
Deeds & Mortgages	Nov 2025 Sale Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-117-23-22-0009`

Property Details

APN / Parcel Number

Primary APN	`02-117-23-22-0009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,580 sqft Living Area
Gross Area	2,840 sqft
1st Floor Area	1,580 sqft
Basement Area	776 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Frame Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	60,984 sqft
Lot Dimensions	29.5 ft deep x 17 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Porch	Screened Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	45 SMITH AVE
City	WAYZATA
State	MN
Zip	55391-9510
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 057 A ORONO ORCHARDS LOTS 57 AND 58 AND NWLY 17 FT OF LOT 59 ALSO THAT PART OF LOT 77 LYING NWLY OF SELY 17 FT THOF AND ALL OF LOT 78 IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	02
Legal Quarter	22
Legal Subdivision	ORONO ORCHARDS
Legal Block	1
Legal Lot Number	57
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	1
Census Block	1002
Census Tract	27205

Owner

Source: Hennepin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1845 LAKEVIEW TER, LONG LAKE, MN 55356-9551
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit OLD NAT'L BK
May 22, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	202511416488
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 5, 2025
Property Address	45 SMITH AVE, WAYZATA, MN 55391-9510
Document Number	0A11416488
Instrument Date	Oct 24, 2025
Instrument	A11416488
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$2,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 LAKEVIEW TER, LONG LAKE, MN 55356-9551

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	45 SMITH AVE, WAYZATA, MN 55391-9510
Document Number	0010816370
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 SMITH AVE WAYZATA MN 553919509, WAYZATA, MN 55391-9509

Mortgage

Document Number	0010816370
Date	Jul 27, 2020
Instrument	10816370

Lender

Name	OLD NAT'L BK
Type	Bank
Address	SAINT PAUL, MN 55104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2030

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 22, 2017
Property Address	45 SMITH AVE, WAYZATA, MN 55391-9510
Document Number	0010440527
Instrument Date	Apr 28, 2017
Instrument	10440527
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 SMITH AVE WAYZATA MN 553919510, WAYZATA, MN 55391-9510

Mortgage

Document Number	10440528
Date	May 22, 2017
Instrument	10440528

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,956.00 (+23.42%)	$719,900 (+2.21%) Land $375,600 Building $344,300	$719,900 (+2.21%) Land $375,600 Building $344,300
2024		$704,300 (+16.8%) Land $360,800 Building $343,500	$704,300 (+16.8%) Land $360,800 Building $343,500
2023	$5,636.00
2022		$603,000 Land $268,000 Building $335,000	$603,000 Land $268,000 Building $335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midco.

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