40 Smith Ave, Wayzata, MN 55391 Property Records

Hennepin County property record for 40 Smith Ave, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,126 sqft · built 1946
Lot Size	2.86 acres (125,017 sqft)
Owner	2 Company Names on Record
Last Sale	$1,000,000 (Jun 2026)
Tax Bill	$10,079 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-117-23-21-0002`

Property Details

APN / Parcel Number

Primary APN	`02-117-23-21-0002`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,502 sqft
Basement Area	442 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood
Lot Area	125,017 sqft
Lot Dimensions	426 ft deep x 26.5 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Detached
Garage Area	484 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	478 sqft
Patio Area	869 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	40 SMITH AVE
City	WAYZATA
State	MN
Zip	55391-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 039 A ORONO ORCHARDS LOTS 38 39 AND 40 W285X426X300X385
Legal Range	23
Legal Township	117
Legal Section	02
Legal Quarter	21
Legal Subdivision	ORONO ORCHARDS
Legal Block	1
Legal Lot Number	39
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	1
Census Block	1002
Census Tract	27205

Owner

Source: Hennepin County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40 SMITH AVE, WAYZATA, MN 55391-9509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer KNIGHT BARRY TITLE
Oct 28, 2025	Warranty Deed, Transfer KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Dec 11, 2020	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit CHOICE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Oct 28, 2025 · Amount on Record
Deed Document Number	202611475106
Prior Transfer Date	Dec 8, 2020
Prior Transfer Doc	0010884350
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 30, 2026
Property Address	40 SMITH AVE, WAYZATA, MN 55391-9509
Document Number	0011475106
Instrument Date	Jun 29, 2026
Instrument	202611475106
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$343,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	40 SMITH AVE, WAYZATA, MN 55391-9509

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 28, 2025
Property Address	40 SMITH AVE, WAYZATA, MN 55391-9509
Document Number	0A11413814
Instrument Date	Oct 27, 2025
Instrument	A11413814
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount Recorded
Tax	$3,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SMITH AVE, WAYZATA, MN 55391-9509

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	40 SMITH AVE, WAYZATA, MN 55391-9509
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SMITH AVE, WAYZATA, MN 55391-9509

Mortgage

Document Number	0A11119330
Date	Jun 15, 2022
Instrument	A11119330

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	SAINT PAUL, MN 55104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	347 Months
Due	May 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 11, 2020
Property Address	40 SMITH AVE, WAYZATA, MN 55391-9509
Document Number	0010884350
Instrument Date	Dec 8, 2020
Instrument	10884350
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 SMITH AVE WAYZATA MN 553919509, WAYZATA, MN 55391-9509

Mortgage

Document Number	10885998
Date	Dec 11, 2020
Instrument	10885998

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	40 SMITH AVE, WAYZATA, MN 55391-9509
Document Number	0010892120
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 SMITH AVE WAYZATA MN 553919509, WAYZATA, MN 55391-9509

Mortgage

Document Number	0010892120
Date	Dec 29, 2020
Instrument	10892120

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	EAGAN, MN 55121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 28, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,079.00 (+28.26%) Homeowner's exemption	$940,900 (+7.59%) Land $540,000 Building $400,900	$940,900 (+7.59%) Land $540,000 Building $400,900
2024		$874,500 (+15.22%) Land $492,000 Building $382,500	$874,500 (+15.22%) Land $492,000 Building $382,500
2023	$7,858.00 Homeowner's exemption
2022		$759,000 Land $384,000 Building $375,000	$759,000 Land $384,000 Building $375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midco.

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