45 Sinclair Ct, Gerrardstown, WV 25420 Property Records

Berkeley County property record for 45 Sinclair Ct, Gerrardstown, WV 25420

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 5,513 sqft · built 2019
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$470,406 (Oct 2019)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-35R-0031.0000`

Property Details

APN / Parcel Number

Primary APN	`03-35R-0031.0000`
Alternative APNs	`02-03-35R-0031.0000` `07243227`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,513 sqft Living Area
1st Floor Area	1,866 sqft
Basement Area	1,445 sqft
Finished Basement	1,445 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07243227
Street Address	45 SINCLAIR CT
City	GERRARDSTOWN
State	WV
Zip	25420-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.36 AC LOT 137 PHZ 2 SPRINGDALE FARMS
Legal Lot Number	137
Jurisdiction	BERKELEY WV
Township / Civil Division	VALLEY
Census Block Group	1
Census Block	1024
Census Tract	971801

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	001264/489
Deed Book / Page	1264 / 489
Last Transfer Date	Jul 28, 2025
Transfer Doc	001533/581
Record Updated	Jun 8, 2026

October 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Oct 2, 2019
Property Address	45 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702
Document Number	001264/489
Book / Page	1264 / 489
Map Reference	PC 18 SL 114 & 115
Instrument Date	Sep 30, 2019
Instrument	20190029782
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,622.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702

Mortgage

Document Number	003414/304
Date	Oct 2, 2019
Book Page	3414/304
Instrument	20190029783

Lender

Name	SIERRA PACIFIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,411.00 (-1.36%)	$362,820 (+2.53%) Land $33,720 Building $329,100	$604,700 (+2.53%) Land $56,200 Building $548,500
2023	$4,472.00	$353,880 Land $31,860 Building $322,020	$589,800 Land $53,100 Building $536,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20