Berkeley County property record for 15 Sinclair Ct, Gerrardstown, WV 25420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,132 sqft · built 2019 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Jul 2025) |
| Tax Bill | $2,961 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-35R-0029.0000 |
| Primary APN | 03-35R-0029.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,132 sqft Living Area |
| 1st Floor Area | 1,065 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 975 sqft |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.389 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07243225 |
|---|---|
| Street Address | 15 SINCLAIR CT |
| City | GERRARDSTOWN |
| State | WV |
| Zip | 25420-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .39 AC LOT 135 PHZ 2 SPRINGDALE FARMS |
| Legal Lot Number | 135 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 971801 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Jun 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 4, 2022 | Deed, Transfer · Conventional Mortgage LOAN DEPOT INC |
| Apr 11, 2022 | Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Nov 23, 2021 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on Record |
| Deed Sale | Jul 29, 2025 · Amount on Record |
| Prior Sale | Oct 4, 2022 · Amount on Record |
| Deed Document Number | 20250021685 |
| Deed Book / Page | 1534 / 79 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 15 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003421/576 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 3421/576 |
| Instrument | 20190031969 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 15 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003727/551 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 3727/551 |
| Instrument | 20210023937 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Oct 4, 2022 |
| Property Address | 15 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702 |
| Document Number | 0001414/34 |
| Book / Page | 1414 / 34 |
| Map Reference | PC 18 SLS 114&115 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 20220035737 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,195.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 20220035738 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 20220035738 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Apr 11, 2022 |
| Property Address | 15 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702 |
| Document Number | 001389/312 |
| Book / Page | 1389 / 312 |
| Map Reference | PC 18 SL 114-115 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 20220015162 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,388.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702 |
| Document Number | 003887/622 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 3887/622 |
| Instrument | 20220015163 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Nov 23, 2021 |
| Property Address | 15 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702 |
| Document Number | 001369/296 |
| Book / Page | 1369 / 296 |
| Map Reference | CAB 18 SL 114 115 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 20210043778 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,956.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 SINCLAIR CT, GERRARDSTOWN, WV 25420-1702 |
| Document Number | 202100437793818555 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 202100437793818555 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,961.00 (-2.85%) | $243,600 (+1%) Land $33,720 Building $209,880 | $406,000 (+1%) Land $56,200 Building $349,800 |
| 2023 | $3,048.00 | $241,200 Land $31,860 Building $209,340 | $402,000 Land $53,100 Building $348,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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