45 Silveroak, Irvine, CA 92620 Property Records

Orange County property record for 45 Silveroak, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,372 sqft · built 1997
Lot Size	0.119 acres (5,197 sqft)
Owner	2 Company Names on Record
Last Sale	$330,500 (Dec 1997)
Tax Bill	$5,664 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`530-321-56`

Property Details

APN / Parcel Number

Primary APN	`530-321-56`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,372 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	5,197 sqft (0.119 acres)
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 SILVEROAK
City	IRVINE
State	CA
Zip	92620-1295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15077 BLK LOT 16
Legal Subdivision	TRACT NO 15077
Legal Tract	15077
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4002
Census Tract	52436

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 SILVEROAK, IRVINE, CA 92620-1295
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer
Mar 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 1997 · Amount on Record
Deed Sale	Dec 12, 1997 · Amount on Record
Deed Document Number	1997640417
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 3, 2025
Property Address	45 SILVEROAK, IRVINE, CA 92620-1295
Document Number	0000301632
Map Reference	MB 751 PG 29-31
Instrument Date	Feb 10, 2025
Instrument	2025000301632
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	45 SILVEROAK, IRVINE, CA 92620-1295

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 SILVEROAK, IRVINE, CA 92620-1295
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SILVEROAK, IRVINE, CA 92620-1295

Mortgage

Document Number	0000051820
Date	Mar 7, 2023
Instrument	2023000051820

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 24, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 SILVEROAK, IRVINE, CA 92620-1295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SILVEROAK, IRVINE, CA 92620-1295

Mortgage

Document Number	0000549945
Date	Oct 6, 2020
Instrument	2020000549945

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 SILVEROAK, IRVINE, CA 92620-1295
Document Number	0000057265
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 SILVEROAK IRVINE CA 926201295, IRVINE, CA 92620-1295

Mortgage

Document Number	0000057265
Date	Feb 11, 2020
Instrument	57265

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$537,785 (+2%) Land $191,499 Building $346,286
2025	$5,664.00 (+4.93%) Homeowner's exemption	$527,241 (+4.04%) Land $187,744 Building $339,497
2023	$5,398.00 (+2.02%) Homeowner's exemption	$506,768 Land $180,453 Building $326,315
2022	$5,291.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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