43 Silveroak, Irvine, CA 92620 Property Records

Orange County property record for 43 Silveroak, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,245 sqft · built 1997
Lot Size	0.128 acres (5,560 sqft)
Owner	Company Name on Record
Last Sale	$364,500 (Dec 1997)
Tax Bill	$7,709 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-321-57`

Property Details

APN / Parcel Number

Primary APN	`530-321-57`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,245 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	5,560 sqft (0.128 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	43 SILVEROAK
City	IRVINE
State	CA
Zip	92620-1295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15077 BLK LOT 17
Legal Subdivision	TR 15077
Legal Tract	15077
Legal Lot Number	17
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4002
Census Tract	52436

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	43 SILVEROAK, IRVINE, CA 92620-1295
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTY FEDERAL CREDIT UNION
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 1997 · Amount on Record
Deed Sale	Dec 12, 1997 · Amount on Record
Deed Document Number	1997640289
Last Transfer Date	Mar 21, 2013
Transfer Doc	0000188673
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jun 11, 2026
Property Address	43 SILVEROAK, IRVINE, CA 92620-1295
Document Number	0000170710
Instrument Date	Jun 5, 2026
Instrument	2026170710
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	43 SILVEROAK, IRVINE, CA 92620-1295

Mortgage

Document Number	0000170710,
Date	Jun 11, 2026
Instrument	2026170710

Lender

Name	ORANGE COUNTY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2051

Interest

Rate	6.37%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	43 SILVEROAK, IRVINE, CA 92620-1295
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SILVEROAK, IRVINE, CA 92620-1295

Mortgage

Document Number	0000202381
Date	Jun 2, 2022
Instrument	2022000202381

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45343

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$738,348 (+2%) Land $232,052 Building $506,296
2025	$7,709.00 (+4.88%) Homeowner's exemption	$723,871 (+4.04%) Land $227,502 Building $496,369
2023	$7,350.00 (+1.96%) Homeowner's exemption	$695,763 Land $218,667 Building $477,096
2022	$7,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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