45 Silver Shadow Rd, Hardy, VA 24101 Property Records

Franklin County property record for 45 Silver Shadow Rd, Hardy, VA 24101 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2009
Square Footage	1,456 sqft Living Area
Lot Size	136,561 sqft (3.13 acres)
Occupancy	Owner Occupied
Last Sale	$299,900 (2021)
Tax Bill	$1,492.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`006 01-019 00`
Alternative APN	`903`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,456 sqft Living Area
Gross Area	1,984 sqft Gross Area
1st Floor	1,456 sqft 1st Floor
Basement Area	1,456 sqft Basement
Finished Basement	1,456 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	136,561 sqft (3.13 acres)
Patio Area	200 sqft Patio
Porch Area	328 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Propane Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	903
Street Address	45 SILVER SHADOW RD
City	HARDY
State	VA
Zip	24101-6055
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WEDGEWOOD LOT 6
Legal Subdivision	WEDGEWOOD
Legal Lot Number	6
Jurisdiction	FRANKLIN VA
Minor Civil Division	BOONE
Census Blockgroup	2
Census Block	2007
Census Tract	20301

Owner

Source: Franklin County records · APN 006 01-019 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 SILVER SHADOW RD, HARDY, VA 24101-6055
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2021 · Amount on Record
Deed Sale	Jul 02, 2021 · Amount on Record
Prior Sale	Mar 28, 2007 · Amount on Record
Deed Doc Number	20216219
Deed Book / Page	1165 / 2969
Record Refreshed	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 02, 2021
Property Address	45 SILVER SHADOW RD, HARDY, VA 24101-6055
Document Number	0011652969
Book / Page	1165 / 2969
Map Reference	MB 493 PG 283&284
Instrument Date	Jun 21, 2021
Instrument	210006219
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	45 SILVER SHADOW RD, HARDY, VA 24101-6055

Mortgage

Document Number	210006220
Date	Jul 02, 2021
Instrument	210006220

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,492.00 (+1.5%)	$347,200 (+44.01%) Land $45,500 Building $301,700	$347,200 (+44.01%) Land $45,500 Building $301,700
2023	$1,470.00	$241,100 (-) Land $38,500 Building $202,600	$241,100 (-) Land $38,500 Building $202,600
2022		$241,100 Land $38,500 Building $202,600	$241,100 Land $38,500 Building $202,600

Flood & Wildfire

45 Silver Shadow Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Franklin County (51067C), updated January 6, 2010

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 59th percentile of exposed land nationally · 88th in Virginia
Wildfire Likelihood	Moderate — about 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.