131 Silver Shadow Rd, Hardy, VA 24101 Property Records

Franklin County property record for 131 Silver Shadow Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,724 sqft · built 1995
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2020)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006 01-021 00`

Property Details

APN / Parcel Number

Primary APN	`006 01-021 00`
Alternative APN	`905`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,696 sqft
Basement Area	1,696 sqft
Finished Basement	1,068 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Terrain	Rolling
Driveway	Paver Driveway
Deck Area	1,112 sqft
Balcony Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	905
Street Address	131 SILVER SHADOW RD
City	HARDY
State	VA
Zip	24101-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	WEDGEWOOD LOT 8
Legal Subdivision	WEDGEWOOD
Legal Lot Number	8
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2007
Census Tract	20301

Owner

Source: Franklin County records · APN 006 01-021 00

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	131 SILVER SHADOW RD, HARDY, VA 24101-6005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2022	Deed of Trust, Mortgage · Line of Credit CNB BANK
Sep 16, 2020	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Jul 31, 2008
Deed Document Number	20206971
Deed Book / Page	1146 / 2660
Last Transfer Date	Jul 07, 2023
Transfer Doc	0000003876
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	131 SILVER SHADOW RD, HARDY, VA 24101-6005
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SILVER SHADOW RD, HARDY, VA 24101-6005

Mortgage

Document Number	0011800965
Date	Mar 03, 2022
Book Page	1180/965
Instrument	220001724

Lender

Name	CNB BANK
Type	Bank
Address	ROANOKE, VA 24011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 16, 2020
Property Address	131 SILVER SHADOW RD, HARDY, VA 24101-6005
Document Number	0011462660
Book / Page	1146 / 2660
Map Reference	MB 493 PG 283
Instrument Date	Sep 15, 2020
Instrument	200006971
Transaction Type	Transfer
Record Updated	Nov 09, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SILVER SHADOW RD, HARDY, VA 24101-6005

Mortgage

Document Number	200006972
Date	Sep 16, 2020
Instrument	200006972

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (+8.57%)	$347,700 (+53.99%) Land $39,500 Building $308,200	$347,700 (+53.99%) Land $39,500 Building $308,200
2023	$1,377.00	$225,800 (-) Land $32,500 Building $193,300	$225,800 (-) Land $32,500 Building $193,300
2022		$225,800 Land $32,500 Building $193,300	$225,800 Land $32,500 Building $193,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 87% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 27 locations within half a mile of this property.

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