Polk County property record for 45 Silver Creek Rd, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1955 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $323 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | MS-71A-B01 |
| Primary APN | MS-71A-B01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 816 sqft Finished Area |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 159 |
|---|---|
| Street Address | 45 SILVER CREEK RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-5817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | .27 ACRE, 400A 400A COUNTY RURAL |
| Legal Subdivision | A COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 920201 |
Source: Polk County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 SILVER CREEK RD, MILL SPRING, NC 28756-5817 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2003 |
| Deed Sale | Aug 19, 2003 |
| Prior Sale | Aug 18, 2003 |
| Deed Book / Page | 00-E / 0137 |
| Last Transfer Date | Jan 6, 2010 |
| Transfer Doc | 0378002215 |
| Record Updated | Jun 8, 2026 |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323.00 (+19.19%) | $63,359 (+49.21%) Land $8,100 Building $55,259 | $63,359 (+49.21%) Land $8,100 Building $55,259 |
| 2023 | $271.00 | $42,464 Land $6,750 Building $35,714 | |
| 2021 | $42,464 Land $6,750 Building $35,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Pangaea Internet.
4G LTE only, no 5G reported
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