45 Shearwater, Irvine, CA 92604 Property Records

Orange County property record for 45 Shearwater, Irvine, CA 92604

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,022 sqft · built 1979
Lot Size0.101 acres (4,418 sqft)
Owner2 Company Names on File
Last Sale$360,000 (Mar 1999)
Tax Bill$6,105 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN451-721-06

Property Details

APN / Parcel Number

Primary APN451-721-06

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,022 sqft Living Area
Gross Area2,505 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area4,418 sqft (0.101 acres)
Lot Dimensions94 ft deep x 47 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address45 SHEARWATER
CityIRVINE
StateCA
Zip92604-4617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionN TR 9883 BLK LOT 5
Legal SubdivisionTR 9883
Legal Tract9883
Legal Lot Number5
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group4
Census Block4004
Census Tract52513

Owner

Source: Orange County records · APN 451-721-06

Assessment roll updated August 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address45 SHEARWATER, IRVINE, CA 92604-4617
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FEDERAL CREDIT UNION
Sep 14, 2018Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 1999 · Amount on Record
Deed SaleMar 11, 1999 · Amount on Record
Deed Document Number1999179788
Last Transfer DateJul 31, 2013
Transfer Doc0000465095
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Recording DateJun 04, 2026
Property Address45 SHEARWATER, IRVINE, CA 92604-4617
Document Number0000163005
Instrument DateMay 20, 2026
Instrument2026163005
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address45 SHEARWATER, IRVINE, CA 92604-4617

Mortgage

Document Number0000163005,
DateJun 04, 2026
Instrument2026163005
Lender
NameSCHOOLSFIRST FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address45 SHEARWATER, IRVINE, CA 92604-4617
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000336960
DateSep 14, 2018
Instrument2018000336960
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,105.00 (+4.91%) Homeowner's exemption$564,369 (+4.04%) Land $365,676 Building $198,693
2023$5,819.00 (+0.73%) Homeowner's exemption$542,454 Land $351,475 Building $190,979
2022$5,777.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1997 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: California Internet, T-Mobile USA.

Based on FCC filings for 763 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Shearwater

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