45 Shady Ln, Ross, CA 94957 Property Records

Marin County property record for 45 Shady Ln, Ross, CA 94957

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,894 sqft · built 1922
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (Sep 1998)
Tax Bill	$22,008 (2025)
Deeds & Mortgages	May 2018 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073-152-11`

Property Details

APN / Parcel Number

Primary APN	`073-152-11`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,894 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1950
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	421 sqft
Patio Area	421 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 SHADY LN
City	ROSS
State	CA
Zip	94957-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP B2 586
Legal Subdivision	FERNHILL
Legal Block	2
Legal Lot Number	2
Jurisdiction	MARIN CA
Township / Civil Division	ROSS VALLEY
Census Block Group	2
Census Block	2005
Census Tract	118100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 SHADY LN, ROSS, CA 94957-9676
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 16, 2018	Deed of Trust, Mortgage NAVY FCU
Jun 1, 2017	Deed of Trust, Mortgage BANK OF SAN FRANCISCO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1998 · Amount on Record
Deed Sale	Sep 15, 1998 · Amount on Record
Deed Document Number	199866405
Last Transfer Date	Jun 18, 2004
Transfer Doc	0000054771
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	45 SHADY LN, ROSS, CA 94957-9676
Document Number	0000017945
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45 SHADY LN ROSS CA 949579676, ROSS, CA 94957-9676

Mortgage

Document Number	0000017945
Date	May 21, 2018
Instrument	17945

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	45 SHADY LN, ROSS, CA 94957-9676
Document Number	0000022609
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 765 ROSS CA 949570765, ROSS, CA 94957-0765

Mortgage

Document Number	0000022609
Date	Jun 7, 2017
Instrument	22609

Lender

Name	BANK OF SAN FRANCISCO
Type	Bank
Address	575 MARKET ST # 900, SAN FRANCISCO, CA 94105-2823

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Ross Town
Elementary School District	Ross Elementary School District (KG - 08)
Secondary School District	Tamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,560,628 (+2%) Land $1,039,324 Building $521,304
2025	$22,008.00 (+7%) Homeowner's exemption	$1,530,029 (+6.89%) Land $1,018,946 Building $511,083
2023	$20,569.00 (+4%) Homeowner's exemption	$1,431,412 Land $979,387 Building $452,025
2022	$19,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	229 (1980–2025)
Claims Outside the SFHA	17 of 229
Most Recent Claim	Apr 2025 · other causes
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 101 claims Severe Storms & Flooding, Feb 1986 · 27 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Unwired.

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