Suffolk County and Smithtown Town property record for 45 Seneca Dr, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $625,000 (2022) |
| Tax Bill | $12,009.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 121.-3-5
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SENECA DR, COMMACK, NY 11725-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EQUITY PRIME MTG |
| Oct 13, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage EQUITY PRIME MTG |
| Sep 01, 2017 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Prior Sale | Dec 15, 2016 · Amount on Record |
| Deed Book / Page | 13174 / 64 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 SENECA DR, COMMACK, NY 11725-4628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235320859 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | 23532/859 |
| Name | EQUITY PRIME MTG |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 13, 2022 |
| Property Address | 45 SENECA DR, COMMACK, NY 11725-4628 |
| Document Number | 0131740064 |
| Book / Page | 13174 / 64 |
| Instrument Date | Jun 03, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7116 67TH ST, GLENDALE, NY 11385-7068 |
| Document Number | 0002345776 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 23457/76 |
| Name | EQUITY PRIME MTG |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 SENECA DR, COMMACK, NY 11725-4628 |
| Document Number | 0228640467 |
| Instrument Date | Sep 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 45 SENECA DR COMMACK NY 117254628, COMMACK, NY 11725-4628 |
| Document Number | 0228640467 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 022864/000467 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,604 (-) Land $300 Building $4,304 | $575,500 (+10,774.91%) Land $37,500 Building $538,000 | |
| 2024 | $12,009.00 | ||
| 2023 | $4,604 (-) Land $300 Building $4,304 | $5,292 (+12.64%) Land $345 Building $4,947 | |
| 2022 | Additional exemption filed | $4,604 Land $300 Building $4,304 | $4,698 Land $306 Building $4,392 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 121.-3-5 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 45 SENECA DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 14-553201 TC-52 *3067 LOT 106 PARKVIEW ESTS SEC 3 |
| Legal Subdivision | PARKVIEW ESTS |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 135208 |
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