Suffolk County and Smithtown Town property record for 38 Seneca Dr, Commack, NY 11725 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,375 sqft · built 1961 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (Sep 2023) |
| Tax Bill | $14,004 (2024) |
| Deeds & Mortgages | May 2022 Refinance May 2022 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 121.-3-14 |
| Primary APN | 473489 121.-3-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,375 sqft Living Area |
| Gross Area | 2,479 sqft |
| 1st Floor Area | 1,375 sqft |
| Basement Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 1,016 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 38 SENECA DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4629 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 14-553251 TC-52 *3067 LOT 108 PARKVIEW ESTS SEC 3 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records · APN 473489 121.-3-14
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 OGDEN AVE, EAST WILLISTON, NY 11596-2415 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 02, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| May 02, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Sep 18, 2023 | Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 07, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 26, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Deed Book / Page | 13218 / 610 |
| Prior Transfer Date | Jul 28, 2020 |
| Prior Transfer Doc | 0130680532 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 SENECA DR, COMMACK, NY 11725-4629 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0234120741 |
|---|---|
| Date | May 02, 2022 |
| Book Page | 23412/741 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 SENECA DR, COMMACK, NY 11725-4629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234120741 |
|---|---|
| Date | May 02, 2022 |
| Book Page | 23412/741 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 18, 2023 |
| Property Address | 38 SENECA DR, COMMACK, NY 11725-4629 |
| Document Number | 0132180610 |
| Book / Page | 13218 / 610 |
| Instrument Date | Jul 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 OGDEN AVE, EAST WILLISTON, NY 11596-2415 |
| Document Number | 0023535996 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 23535/996 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 SENECA DR, COMMACK, NY 11725-4629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231040242 |
|---|---|
| Date | Feb 07, 2020 |
| Book Page | 23104/242 |
| Instrument | DK040075 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Mar 01, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 24, 2020 |
| Property Address | 38 SENECA DR, COMMACK, NY 11725-4629 |
| Document Number | 0130680532 |
| Book / Page | 013068 / 000532 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 SENECA DR COMMACK NY 117254629, COMMACK, NY 11725-4629 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 SENECA DR, COMMACK, NY 11725-4629 |
| Document Number | 0231040243 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 SENECA DR COMMACK NY 117254629, COMMACK, NY 11725-4629 |
| Document Number | 0231040243 |
|---|---|
| Date | Feb 07, 2020 |
| Book Page | 023104/000243 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 06, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,310 (-) Land $300 Building $5,010 | $663,750 (+10,774.02%) Land $37,500 Building $626,250 | |
| 2024 | $14,004.00 | ||
| 2023 | $5,310 Land $300 Building $5,010 | $6,104 Land $345 Building $5,759 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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