45 Scott Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 45 Scott Rd, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,167 sqft · built 1860
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jun 2024)
Tax Bill	$5,483 (2025)
Deeds & Mortgages	Aug 2024 Sale Jun 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-0020-90`

Property Details

APN / Parcel Number

Primary APN	`3-0020-90`
Alternative APNs	`CUMB M:039 B:0035 L:000` `8941-04`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,167 sqft Living Area
Gross Area	4,334 sqft
1st Floor Area	1,292 sqft
Attic	Attic
Attic Area	875 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,416 sqft (0.308 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3-0020-90
Street Address	45 SCOTT RD
City	CUMBERLAND
State	RI
Zip	02864-2808
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	35
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1008
Census Tract	11405

Owner

Source: Cumberland Town records · APN 3-0020-90

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 SCOTT RD, CUMBERLAND, RI 02864-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Redemption Deed, Transfer
Jun 28, 2024	Warranty Deed, Transfer
Jan 22, 2024	Public Action, Foreclosure
Jan 23, 2023	Public Action, Foreclosure
Sep 03, 2019	Trustee's Deed, Transfer NOT AVAILABLE
Apr 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Jan 22, 2024 · Amount on Record
Deed Document Number	2024144563
Deed Book / Page	1980 / 788
Prior Transfer Date	Aug 29, 2019
Record Updated	Sep 20, 2026

August 2024: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 28, 2024
Property Address	45 SCOTT RD, CUMBERLAND, RI 02864-2808
Document Number	001985-264
Book / Page	1985 / 264
Instrument Date	Aug 23, 2024
Instrument	145495
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 SCOTT RD, CUMBERLAND, RI 02864-2808

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 28, 2024
Property Address	45 SCOTT RD, CUMBERLAND, RI 02864-2808
Document Number	001980-788
Book / Page	1980 / 788
Instrument Date	Jun 26, 2024
Instrument	144563
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 22, 2024
Property Address	45 SCOTT RD, CUMBERLAND, RI 02864-2808
Document Number	001971-254
Book / Page	1971 / 254
Instrument Date	Jan 22, 2024
Instrument	142397
Transaction Type	Foreclosure
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 WARREN AVE, EAST PROVIDENCE, RI 02914-1433

January 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 23, 2023
Property Address	45 SCOTT RD, CUMBERLAND, RI 02864-2808
Document Number	0001949-50
Book / Page	1949 / 50
Instrument Date	Jan 20, 2023
Instrument	137148
Transaction Type	Foreclosure
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BIRCH ISLAND RD, WEBSTER, MA 01570-1547

September 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 03, 2019
Property Address	45 SCOTT RD, CUMBERLAND, RI 02864-2808
Document Number	1812-437
Book / Page	001812 / 000437
Instrument Date	Aug 29, 2019
Transaction Type	Transfer
Record Updated	Oct 02, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SCOTT RD CUMBERLAND RI 028642808, CUMBERLAND, RI 02864-2808

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 26, 2018
Property Address	45 SCOTT RD, CUMBERLAND, RI 02864-2808
Document Number	1771-368
Book / Page	001771 / 000368
Instrument Date	Apr 19, 2018
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	30 RIVER BANK DR CUMBERLAND RI 028645419, CUMBERLAND, RI 02864-5419

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,483.00 (+5.58%)	$446,900 (-) Land $145,000 Building $301,900
2023	$5,193.00 (+31.67%)	$446,900 (+69.86%) Land $145,000 Building $301,900
2022	$3,944.00	$263,100 Land $103,500 Building $159,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Ashton Historic District listed 1984 · 83 contributing resources · NRIS 84000367

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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