Cumberland Town property record for 39 Scott Rd, Cumberland, RI 02864
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,564 sqft · built 1878 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Nov 2017) |
| Tax Bill | $5,157 (2025) |
| Deeds & Mortgages | May 2024 Refinance Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9221-71 |
| Primary APN | 9221-71 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 3,114 sqft |
| 1st Floor Area | 782 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 782 sqft |
| Unfinished Basement | 782 sqft |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,146 sqft (0.187 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9221-71 |
|---|---|
| Street Address | 39 SCOTT RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2808 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 110 |
| Legal Block | 36 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11405 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ashton Historic District listed 1984 · 83 contributing resources · NRIS 84000367 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cumberland Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 SCOTT RD, CUMBERLAND, RI 02864-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION |
| Sep 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| May 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on Record |
| Deed Sale | Nov 20, 2017 · Amount on Record |
| Prior Sale | Jun 9, 1997 · Amount on Record |
| Deed Book / Page | 1759 / 296 |
| Transfer Doc | 1759-296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 39 SCOTT RD, CUMBERLAND, RI 02864-2808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001978-706 |
|---|---|
| Date | May 31, 2024 |
| Book Page | 1978/706 |
| Instrument | 144126 |
| Name | US SMALL BUSINESS ADMINISTRATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 39 SCOTT RD, CUMBERLAND, RI 02864-2808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001904-374 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 1904/374 |
| Instrument | 127292 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 39 SCOTT RD, CUMBERLAND, RI 02864-2808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|
| Document Number | 1801-104 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 1801/104 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,157.00 (+5.59%) | $420,300 (-) Land $136,500 Building $283,800 |
| 2023 | $4,884.00 (+32.5%) | $420,300 (+70.92%) Land $136,500 Building $283,800 |
| 2022 | $3,686.00 | $245,900 Land $95,400 Building $150,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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