Hancock County and Bar Harbor Town property record for 45 Sandy Ln, Bar Harbor, ME 04609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,848 sqft · built 2003 |
| Lot Size | 4.34 acres (189,050 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,530 (2024) |
| Deeds & Mortgages | Apr 2021 Refinance Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-030-000 |
| Primary APN | 213-030-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,848 sqft Living Area |
| Gross Area | 6,608 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 189,050 sqft (4.34 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 213-030-000 |
|---|---|
| Street Address | 45 SANDY LN |
| City | BAR HARBOR |
| State | ME |
| Zip | 04609-7732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 30 |
| Jurisdiction | BAR HARBOR ME |
| Township / Civil Division | BAR HARBOR |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 965900 |
Source: Hancock County and Bar Harbor Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 SANDY LN, BAR HARBOR, ME 04609-7732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK |
| Feb 10, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 45 SANDY LN, BAR HARBOR, ME 04609-7732 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071150423 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 7115/423 |
| Instrument | 2021006277 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 45 SANDY LN, BAR HARBOR, ME 04609-7732 |
| Document Number | 0067210231 |
| Book / Page | 006721 / 000231 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 SANDY LN BAR HARBOR ME 046097732, BAR HARBOR, ME 04609-7732 |
| Document Number | 0067210231 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 006721/000231 |
| Instrument | 2499 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | DAMARISCOTTA |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 26, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Hancock County and Bar Harbor Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Bar Harbor Town |
| Elementary School District | Bar Harbor (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $5,530.00 (+15.67%) | $550,800 (-) Land $232,800 Building $318,000 |
| 2023 | $4,781.00 | $550,800 Land $232,800 Building $318,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
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