38 Sandy Ln, Bar Harbor, ME 04609 Property Records

Hancock County and Bar Harbor Town property record for 38 Sandy Ln, Bar Harbor, ME 04609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,592 sqft · built 1991
Lot Size4.32 acres (188,179 sqft)
Owner2 Individual Names on Record
Last Sale$68,800 (Feb 2014)
Tax Bill$5,193 (2024)
Deeds & MortgagesFeb 2021 Refinance
Flood ZoneZone X (minimal risk)
APN213-040-002

Property Details

APN / Parcel Number

Primary APN213-040-002
Alternative APNs
  • BARH M:213 L:040-2
  • M:213 L:040=2

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,592 sqft Living Area
Gross Area3,990 sqft
1st Floor Area1,228 sqft
Basement Area1,228 sqft
Unfinished Basement1,228 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleColonial
Exterior MaterialCombination
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area188,179 sqft (4.32 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number213-040-002
Street Address38 SANDY LN
CityBAR HARBOR
StateME
Zip04609-7734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTHEODORE M & EFFIE STAPLES PRO
Legal Lot Number40-2
JurisdictionBAR HARBOR ME
Township / Civil DivisionBAR HARBOR
Census Block Group5
Census Block5018
Census Tract965900

Owner

Source: Hancock County and Bar Harbor Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address38 SANDY LN, BAR HARBOR, ME 04609-7734
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2014 · Amount on Record
Deed SaleFeb 13, 2014 · Amount on Record
Prior SaleMay 14, 2013
Deed Document Number20141575
Deed Book / Page6180 / 277
Transfer Doc06180-0277
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAR HARBOR ME
Property Address38 SANDY LN, BAR HARBOR, ME 04609-7734
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070930720
DateFeb 1, 2021
Book Page7093/720
Instrument2021001449
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hancock County and Bar Harbor Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionBar Harbor Town
Elementary School DistrictBar Harbor (KG - 08)
Secondary School DistrictMount Desert Community School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2024$5,193.00 (+15.68%)$517,200 (-) Land $236,900 Building $280,300
2023$4,489.00 (+10.08%)$517,200 (+18.19%) Land $236,900 Building $280,300
2022$4,078.00$437,600 Land $200,400 Building $237,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50

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