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45 Saint Augustine St, #9202, Inlet Beach, FL 32461 Property Records

Walton County property record for 45 Saint Augustine St, #9202, Inlet Beach, FL 32461

Property Summary

Property TypeCondominium
OwnerCompany Name on Record
Last Sale$1,365,000 (Sep 2024)
Tax Bill$9,269 (2024)
Deeds & MortgagesSep 2024 Sale
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-3S-18-16090-009-9202

Property Details

APN / Parcel Number

Primary APN35-3S-18-16090-009-9202
Alternative APN
  • 1080719

Location & Zoning

Account Number1080719
Street Address45 SAINT AUGUSTINE ST # 9202, 9202
CityINLET BEACH
StateFL
Zip32461
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 9202 BLDG 9 FLATS AT ROSEMARY BEACH AND UNDIVIDED 1/18 INT IN COMMON ELEMENT AS SHOWN IN CB 5-40 AND DECL OF COV/RES OR
Legal Range18W
Legal Township03S
Legal Section35
Legal SubdivisionFLATS AT ROSEMARY BEACH
Legal Block9
Legal Lot Number9202
Legal Unit9202
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1089
Census Tract950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address509 DREAM CATCHER DR, LEANDER, TX 78641-4414
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2024Warranty Deed, Transfer
WAYPOINT TITLE, WAYPOINT TITLE LLC
Nov 12, 2020Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Jul 31, 2018Warranty Deed, Transfer · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2024 · Amount on Record
Deed SaleSep 13, 2024 · Amount on Record
Prior SaleNov 12, 2020 · Amount on Record
Deed Document Number0000333681
Deed Book / Page3336 / 81
Record UpdatedJun 8, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 13, 2024
Property Address45 SAINT AUGUSTINE ST # 9202, 9202, INLET BEACH, FL 32461
Document Number0033360081
Book / Page3336 / 81
Map ReferenceMB 2378 PG 445
Instrument DateSep 13, 2024
Instrument20240032347
Transaction TypeTransfer
Record UpdatedNov 12, 2025
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
Tax$9,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address550 KENSINGTON FARMS DR, ALPHARETTA, GA 30004-3731

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 DREAM CATCHER DR, LEANDER, TX 78641-4414

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 12, 2020
Property Address45 SAINT AUGUSTINE ST # 9202, 9202, INLET BEACH, FL 32461-5053
Document Number0031683185
Book / Page3168 / 3185
Map ReferenceMB 5 PG 40-40D
Instrument DateNov 6, 2020
Instrument20200045996
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,782.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2421 CHRISTOPHER VIEW DR, 2421, SAINT LOUIS, MO 63129-5545

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address550 KENSINGTON FARMS DR, MILTON, GA 30004-3731

Mortgage

Document Number0031683189
DateNov 12, 2020
Instrument3168/3189
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 31, 2018
Property Address45 SAINT AUGUSTINE ST # 9202, 9202, INLET BEACH, FL 32461-5053
Document Number0030803959
Book / Page3080 / 3959
Map ReferenceOR2378 PG445
Instrument DateJul 30, 2018
Instrument2018000025446
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4204 BLOSSOM ST, 4204, HOUSTON, TX 77007-5700

Transferred To (Grantee/Buyer)

NameVerified Name
Address2421 CHRISTOPHER VIEW DR, SAINT LOUIS, MO 63129-5545

Mortgage

Document Number2018000025447
DateJul 31, 2018
Instrument2018000025447
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,194,275 (-) Building $1,194,275$1,194,275 (-) Building $1,194,275
2024$9,269.00 (+15.26%)$1,194,275 (+18.63%) Building $1,194,275$1,194,275 (+18.63%) Building $1,194,275
2023$8,042.00 (+10.29%)$1,006,693 (+15%) Building $1,006,693$1,006,693 (+15%) Building $1,006,693
2022$7,292.00$875,385 Building $875,385$875,385 Building $875,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 846 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
incl. 891 condo units
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber		2,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.

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