45 Saint Augustine St, #9101, Inlet Beach, FL 32461 Property Records

Walton County property record for 45 Saint Augustine St, #9101, Inlet Beach, FL 32461

Property Summary

Property TypeCondominium
Lot Size0.009 acres (392 sqft)
Owner2 Individual Names on Record
Last Sale$1,628,000 (Jun 2026)
Tax Bill$9,769 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-3S-18-16090-009-9101

Property Details

APN / Parcel Number

Primary APN35-3S-18-16090-009-9101
Alternative APNs
  • 35-318-16090-009-9101
  • 1080716

Exterior

Architectural StyleCondo/Apartment
Lot Area392 sqft (0.009 acres)

Location & Zoning

Street Address45 SAINT AUGUSTINE ST, 9101
CityINLET BEACH
StateFL
Zip32461
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTND
Legal DescriptionUNIT 9101 BLDG 9 THE FLATS AT ROSEMARY BEACH & UNDIV 1/18 INT IN COMMON ELEMENTS AS SHOWN IN CB5-40 & DECL OF COV/ RES IN OR 2387-445 OR 2388-542 OR 2424-178 OR 2981-4176 OR 3051-4409 OR 3125-166
Legal Range018
Legal Township03S
Legal Section35
Legal SubdivisionROSEMARY BEACH
Legal Block991
Legal Lot Number9101
Legal Unit9101
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1089
Census Tract950611

Owner

Source: Walton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3205 BEVERLY RD, AUSTIN, TX 78703-1325
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE, INC
Nov 21, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 7, 2017Warranty Deed, Transfer
WALTON FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleNov 21, 2019 · Amount on Record
Deed Document Number202624810
Deed Book / Page3402 / 2056
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 16, 2026
Property Address45 SAINT AUGUSTINE ST, 9101, INLET BEACH, FL 32461
Document Number0000024810
Book / Page3402 / 2056
Instrument DateJun 16, 2026
Instrument202624810
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyAQUA TITLE SERVICES, AQUARK TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,150,996.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 BEVERLY RD, AUSTIN, TX 78703-1325

Mortgage

Document Number0000024811,
DateJun 16, 2026
Instrument202624811
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 21, 2019
Property Address45 SAINT AUGUSTINE ST # 9101, 9101, INLET BEACH, FL 32461-5053
Document Number0031250166
Book / Page3125 / 0166
Map ReferenceMB 5 PG 38-38D
Instrument DateNov 19, 2019
Instrument20190040998
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyRODGERS KIEFER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7345 OAKHAVEN CT NE, 7345, ADA, MI 49301-8747

Transferred To (Grantee/Buyer)

NameVerified Name
Address5096 GREYSTONE WAY, HOOVER, AL 35242-6427

Mortgage

Document Number0003125168
DateNov 21, 2019
Instrument3125/168
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 7, 2017
Property Address45 SAINT AUGUSTINE ST # 9101, 9101, INLET BEACH, FL 32461-5053
Document Number0030514409
Book / Page003051 / 004409
Instrument DateSep 5, 2017
Instrument29873
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyRODGERS-KIEFER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,163.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7345 OAKHAVEN CT NE ADA MI 493018747, ADA, MI 49301-8747

Mortgage

Document Number30514411
DateSep 7, 2017
Book Page003051/004411
Instrument29874
Lender
NameWALTON FUNDING LLC
TypeBank
AddressINLET BEACH, FL 32461
Agreement
AmountAmount Recorded
Term360 Months
DueSep 6, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,769.00 (+3.4%)$1,217,339 (+18.63%) Building $1,217,339$1,217,339 (+18.63%) Building $1,217,339
2024$9,448.00 (+15.25%)
2023$8,198.00 (+10.29%)$1,026,134 (+15%) Building $1,026,134$1,026,134 (+15%) Building $1,026,134
2022$7,433.00$892,290 Building $892,290$892,290 Building $892,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 846 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
incl. 891 condo units
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber
2,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.

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