Walton County property record for 45 Saint Augustine St, #9101, Inlet Beach, FL 32461
| Property Type | Condominium |
|---|---|
| Lot Size | 0.009 acres (392 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,628,000 (Jun 2026) |
| Tax Bill | $9,769 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3S-18-16090-009-9101 |
| Primary APN | 35-3S-18-16090-009-9101 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 392 sqft (0.009 acres) |
| Street Address | 45 SAINT AUGUSTINE ST, 9101 |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TND |
| Legal Description | UNIT 9101 BLDG 9 THE FLATS AT ROSEMARY BEACH & UNDIV 1/18 INT IN COMMON ELEMENTS AS SHOWN IN CB5-40 & DECL OF COV/ RES IN OR 2387-445 OR 2388-542 OR 2424-178 OR 2981-4176 OR 3051-4409 OR 3125-166 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ROSEMARY BEACH |
| Legal Block | 991 |
| Legal Lot Number | 9101 |
| Legal Unit | 9101 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 950611 |
Source: Walton County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3205 BEVERLY RD, AUSTIN, TX 78703-1325 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Nov 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 7, 2017 | Warranty Deed, Transfer WALTON FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2019 · Amount on Record |
| Deed Document Number | 202624810 |
| Deed Book / Page | 3402 / 2056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 45 SAINT AUGUSTINE ST, 9101, INLET BEACH, FL 32461 |
| Document Number | 0000024810 |
| Book / Page | 3402 / 2056 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202624810 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | AQUA TITLE SERVICES, AQUARK TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150,996.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3205 BEVERLY RD, AUSTIN, TX 78703-1325 |
| Document Number | 0000024811, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202624811 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 21, 2019 |
| Property Address | 45 SAINT AUGUSTINE ST # 9101, 9101, INLET BEACH, FL 32461-5053 |
| Document Number | 0031250166 |
| Book / Page | 3125 / 0166 |
| Map Reference | MB 5 PG 38-38D |
| Instrument Date | Nov 19, 2019 |
| Instrument | 20190040998 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | RODGERS KIEFER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7345 OAKHAVEN CT NE, 7345, ADA, MI 49301-8747 |
| Name | Verified Name |
|---|---|
| Address | 5096 GREYSTONE WAY, HOOVER, AL 35242-6427 |
| Document Number | 0003125168 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 3125/168 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 7, 2017 |
| Property Address | 45 SAINT AUGUSTINE ST # 9101, 9101, INLET BEACH, FL 32461-5053 |
| Document Number | 0030514409 |
| Book / Page | 003051 / 004409 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 29873 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | RODGERS-KIEFER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,163.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7345 OAKHAVEN CT NE ADA MI 493018747, ADA, MI 49301-8747 |
| Document Number | 30514411 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 003051/004411 |
| Instrument | 29874 |
| Name | WALTON FUNDING LLC |
|---|---|
| Type | Bank |
| Address | INLET BEACH, FL 32461 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,769.00 (+3.4%) | $1,217,339 (+18.63%) Building $1,217,339 | $1,217,339 (+18.63%) Building $1,217,339 |
| 2024 | $9,448.00 (+15.25%) | ||
| 2023 | $8,198.00 (+10.29%) | $1,026,134 (+15%) Building $1,026,134 | $1,026,134 (+15%) Building $1,026,134 |
| 2022 | $7,433.00 | $892,290 Building $892,290 | $892,290 Building $892,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
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