45 S Cherry St, Germantown, OH 45327 Property Records

Montgomery County property record for 45 S Cherry St, Germantown, OH 45327

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1900
Lot Size	0.038 acres (1,651 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Aug 2023)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Aug 2023 Sale Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D13-00109-0065`

Property Details

APN / Parcel Number

Primary APN	`D13-00109-0065`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
1st Floor Area	510 sqft
Basement Area	132 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	1,651 sqft (0.038 acres)
Lot Dimensions	75 ft deep x 22 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	180 sqft
Porch	Open Frame Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 S CHERRY ST
City	GERMANTOWN
State	OH
Zip	45327-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	242-43 PTS 1-9-183
Legal Subdivision	VILLAGE/GERMANTOWN
Legal Lot Number	65
Jurisdiction	MONTGOMERY OH
Township / Civil Division	GERMAN
Census Block Group	3
Census Block	3011
Census Tract	165000

Owner

45 S Cherry St is owned and occupied by two individuals who bought it in August 2023.

Source: Montgomery County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 S CHERRY ST, GERMANTOWN, OH 45327-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer
Feb 7, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 12, 2022	Transfer on Death Deed, Transfer
Aug 12, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Prior Sale	Oct 31, 2005 · Amount on File
Deed Document Number	202340170
Prior Transfer Date	May 27, 2022
Prior Transfer Doc	0000050717
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 7, 2023
Property Address	45 S CHERRY ST, GERMANTOWN, OH 45327-1309
Document Number	0000040170
Instrument Date	May 9, 2023
Instrument	202300040170
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 S CHERRY ST, GERMANTOWN, OH 45327-1309

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 7, 2023
Property Address	45 S CHERRY ST, GERMANTOWN, OH 45327-1309
Document Number	0000006829
Instrument Date	Jan 13, 2023
Instrument	202300006829
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 435, GRATIS, OH 45330-0435

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 12, 2022
Property Address	45 S CHERRY ST, GERMANTOWN, OH 45327-1309
Document Number	0000050717
Instrument Date	May 27, 2022
Instrument	2022-00050717
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 12, 2022
Property Address	45 S CHERRY ST, GERMANTOWN, OH 45327-1309
Document Number	0000050716
Instrument Date	Apr 20, 2022
Instrument	2022-00050716
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 45 S Cherry St was $2,215.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	German Township
Municipality	Germantown City
Unified School District	Valley View Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00	$34,990 Land $6,660 Building $28,330	$99,960 Land $19,030 Building $80,930
2023	$1,802.00 (-0.93%)	$34,990 (+18.25%) Land $6,660 Building $28,330	$99,960 Land $19,030 Building $80,930
2022	$1,819.00	$29,590 Land $5,640 Building $23,950
2020			$84,540 Land $16,120 Building $68,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 S Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1989–1990)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Dec 1990 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 S Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN CITY PWS serves 5,547 people · EPA ID OH5701012
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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