39 S Cherry St, Germantown, OH 45327 Property Records

Montgomery County property record for 39 S Cherry St, Germantown, OH 45327

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,464 sqft · built 1890
Lot Size	0.071 acres (3,101 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2026)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D13-00109-0064`

Property Details

APN / Parcel Number

Primary APN	`D13-00109-0064`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	602 sqft
Basement Area	260 sqft
Family Room	Family Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1987
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	3,101 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 S CHERRY ST
City	GERMANTOWN
State	OH
Zip	45327-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	243 PT
Legal Subdivision	CITY/GERMANTOWN
Legal Lot Number	64
Jurisdiction	MONTGOMERY OH
Township / Civil Division	GERMAN
Census Block Group	3
Census Block	3011
Census Tract	165000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gunckel's Town Plan Historic District listed 1976 · 38 contributing resources · NRIS 76001502

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

39 S Cherry St is owned and occupied by an individual who bought it in September 2026.

Source: Montgomery County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	39 S CHERRY ST, GERMANTOWN, OH 45327-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 26, 2023	Legal Action/Court Order, Foreclosure VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC
Oct 24, 2018	Warranty Deed, Transfer UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Jun 14, 2024 · Amount on File
Deed Document Number	202656002
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	0000032321
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 17, 2026
Property Address	39 S CHERRY ST, GERMANTOWN, OH 45327-1309
Document Number	0000056002
Instrument Date	Aug 19, 2026
Instrument	202656002
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 S CHERRY ST, GERMANTOWN, OH 45327-1309

June 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 26, 2023
Property Address	39 S CHERRY ST, GERMANTOWN, OH 45327-1309
Document Number	0000032321
Instrument Date	May 31, 2023
Instrument	202300032321
Transaction Type	Foreclosure
Record Updated	Jul 21, 2023
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 W YAMATO RD STE 175, 175, BOCA RATON, FL 33431-4444

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 24, 2018
Property Address	39 S CHERRY ST, GERMANTOWN, OH 45327-1309
Document Number	0000062830
Instrument Date	Oct 19, 2018
Instrument	62830
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 S CHERRY ST GERMANTOWN OH 453271309, GERMANTOWN, OH 45327-1309

Mortgage

Document Number	62840
Date	Oct 24, 2018
Instrument	62840

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 39 S Cherry St was $2,232, up 10.2% from the year before.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	German Township
Municipality	Germantown City
Unified School District	Valley View Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,232.00 (+10.17%)	$38,230 Land $7,760 Building $30,470	$109,230 Land $22,160 Building $87,070
2024	$2,026.00 (+3.05%)
2023	$1,966.00 (+100.61%)	$38,230 (+18.25%) Land $7,760 Building $30,470	$109,230 Land $22,160 Building $87,070
2022	$980.00	$32,330 Land $6,570 Building $25,760
2020			$92,390 Land $18,780 Building $73,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 39 S Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1989–1990)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Dec 1990 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 S Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN CITY PWS serves 5,547 people · EPA ID OH5701012
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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