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45 Ryan Rd, Elma, WA 98541 Property Records

Grays Harbor County property record for 45 Ryan Rd, Elma, WA 98541

Property Summary

Property TypeSingle Family Home
Details2,745 sqft · built 2005
Lot Size2.09 acres (91,476 sqft)
OwnerIndividual Name on File
Last Sale$347,500 (Jun 2007)
Tax Bill$4,996 (2024)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN170610210010

Property Details

APN / Parcel Number

Primary APN170610210010

Interior

Stories2 Stories
Building Area2,745 sqft Living Area

Exterior

Year BuiltBuilt 2005
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area91,476 sqft (2.09 acres)
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area228 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address45 RYAN RD
CityELMA
StateWA
Zip98541-9105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 2 OF SSA 04-723 VOL 5 PG 116
Legal Range06W
Legal Township17N
Legal Section10
Legal SubdivisionGRAYS HBR CNTY SHORT 200
Legal Block102
Legal Lot Number2
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionMALONE-PORTER
Census Block Group3
Census Block3067
Census Tract700

Owner

Source: Grays Harbor County records · APN 170610210010

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address45 RYAN RD, ELMA, WA 98541-9105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2007 · Amount on Record
Deed SaleJun 22, 2007 · Amount on Record
Deed Document NumberE186762
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address45 RYAN RD, ELMA, WA 98541-9105
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004130073
DateApr 13, 2022
Instrument2022-04130073
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressWARREN, MI 48090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term171 Months
DueJul 01, 2036

Tax Assessment & Valuation

Source: Grays Harbor County records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
Unified School DistrictElma School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$4,996.00 (+4.63%)$525,821 (-) Land $107,500 Building $418,321$525,821 (-) Land $107,500 Building $418,321
2023$4,775.00
2022$525,821 Land $107,500 Building $418,321$525,821 Land $107,500 Building $418,321

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1981–2015)
Claims Outside the SFHA6 of 14
Most Recent ClaimDec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T
Claims by Event
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 4 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims
  • High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Lumen Technologies
DSL		60 / 5

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 39 locations within half a mile of this property.

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