10 Ryan Rd, Elma, WA 98541 Property Records

Grays Harbor County property record for 10 Ryan Rd, Elma, WA 98541 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3,096 sqft · built 2018
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$54,900 (May 2017)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	Jul 2018 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`170610120150`

Property Details

APN / Parcel Number

Primary APN	`170610120150`

Interior

Stories	1 Story
Building Area	3,096 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Lot Area	60,984 sqft (1.4 acres)
Garage Area	2,024 sqft

Location & Zoning

Street Address	10 RYAN RD
City	ELMA
State	WA
Zip	98541-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OF SSA 04-722 VOL 5 PG 115
Legal Range	10
Legal Township	06
Legal Section	17
Legal Subdivision	GRAYS HBR CNTY SHORT 200
Legal Block	101
Legal Lot Number	4
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	MALONE-PORTER
Census Block Group	3
Census Block	3067
Census Tract	700

Owner

Source: Grays Harbor County records · APN 170610120150

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 RYAN RD, ELMA, WA 98541-9105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR BANK
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA
Aug 31, 2017	Intrafamily Transfer, Transfer · Construction Mortgage ANCHOR BANK
May 31, 2017	Warranty Deed, Transfer PACIFIC TITLE LC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Jan 17, 2006 · Amount on Record
Deed Document Number	20174
Last Transfer Date	Aug 08, 2024
Transfer Doc	0000000024
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	10 RYAN RD, ELMA, WA 98541-9105
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	PACIFIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007200026
Date	Jul 20, 2018
Instrument	2018-07200026

Lender

Name	ANCHOR BANK
Type	Bank
Address	LACEY, WA 98503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	10 RYAN RD, ELMA, WA 98541-9105
Document Number	0005270071
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	PACIFIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10 RYAN RD ELMA WA 985419105, ELMA, WA 98541-9105

Mortgage

Document Number	0005270071
Date	May 27, 2020
Instrument	5270071

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Aug 31, 2017
Property Address	10 RYAN RD, ELMA, WA 98541-9105
Document Number	0008310105
Map Reference	VOL 5 PG 115 FILE 20
Instrument Date	Aug 28, 2017
Instrument	2017-08310105
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	PACIFIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 17TH CT NE, OLYMPIA, WA 98506-3647

Mortgage

Document Number	0008310106
Date	Aug 31, 2017
Instrument	2017-08310106

Lender

Name	ANCHOR BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 01, 2018

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	May 31, 2017
Property Address	10 RYAN RD, ELMA, WA 98541-9105
Document Number	0005310004
Instrument Date	May 26, 2017
Instrument	5310004
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	PACIFIC TITLE LC

Transaction

Amount	Amount Recorded
Tax	$844.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3403 17TH CT NE OLYMPIA WA 985063647, OLYMPIA, WA 98506-3647

Tax Assessment & Valuation

Source: Grays Harbor County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,174.00 (-4.2%)	$568,652 (-) Land $98,750 Building $469,902	$568,652 (-) Land $98,750 Building $469,902
2024	$5,401.00 (+4.63%)	$568,652 (-) Land $98,750 Building $469,902	$568,652 (-) Land $98,750 Building $469,902
2023	$5,162.00
2022		$568,652 Land $98,750 Building $469,902	$568,652 Land $98,750 Building $469,902

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grays Harbor County (53027C), updated November 27, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530270007003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1981–2015)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Dec 2015, Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T
Claims By Storm	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 4 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	60 / 5
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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