45 Royal Rd, Springfield, IL 62702 Property Records

Sangamon County property record for 45 Royal Rd, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.273 acres (11,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2026)
Tax Bill	$5,548 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-19.0-328-018`

Property Details

APN / Parcel Number

Primary APN	`14-19.0-328-018`
Alternative APN	`14190328018 (CHECK DIGIT = 5)`

Exterior

Lot Area	11,901 sqft (0.273 acres)

Location & Zoning

Account Number	14190328018
Street Address	45 ROYAL RD
City	SPRINGFIELD
State	IL
Zip	62702-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 YOUNGSTON HILLS 6TH ADDN (11901.88 SQ FT)
Legal Subdivision	YOUNGSTON HILLS SIXTH ADDITION
Legal Lot Number	39
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1012
Census Tract	201

Owner

Source: Sangamon County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	194 KENNETH ST, CAMARILLO, CA 93010-7838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer CSC DOCUMENT RECORDING
Oct 31, 2022	Warranty Deed, Transfer
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS EDUCATORS CU
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL LLC
Jun 13, 2017	Deed, Transfer
Jun 13, 2017	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	202611976
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 2, 2026
Property Address	45 ROYAL RD, SPRINGFIELD, IL 62702-1527
Document Number	0000011976
Instrument Date	Jun 22, 2026
Instrument	202611976
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount Recorded
Tax	$45,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 KENNETH ST, CAMARILLO, CA 93010-7838

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 31, 2022
Property Address	45 ROYAL RD, SPRINGFIELD, IL 62702-1527
Document Number	2022R23362
Map Reference	DOC 9541621
Instrument Date	Oct 31, 2022
Instrument	2022R23362
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Amount	Amount Recorded
Tax	$357.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 ROYAL RD, SPRINGFIELD, IL 62702-1527

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	45 ROYAL RD, SPRINGFIELD, IL 62702-1527
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R14608
Date	May 28, 2021
Instrument	2021R14608

Lender

Name	ILLINOIS EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 27, 2036

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	45 ROYAL RD, SPRINGFIELD, IL 62702-1527
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R34909
Date	Dec 3, 2020
Instrument	2020R34909

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 13, 2017
Property Address	45 ROYAL RD, SPRINGFIELD, IL 62702-1527
Document Number	2017R14921
Map Reference	DOC 95 41621
Instrument Date	Jun 8, 2017
Instrument	2017R14921
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROYAL RD, SPRINGFIELD, IL 62702-1527

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 13, 2017
Property Address	45 ROYAL RD, SPRINGFIELD, IL 62702-1527
Document Number	2017R14921
Map Reference	DOC 95 41621
Instrument Date	Jun 8, 2017
Instrument	2017R14921
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROYAL RD, SPRINGFIELD, IL 62702-1527

Mortgage

Document Number	2017R14922
Date	Jun 13, 2017
Instrument	2017R14922

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,548.00 (+14.2%)	$74,526 (+23.75%) Land $13,423 Building $61,103	$223,578 (+23.75%) Land $40,269 Building $183,309
2022	$4,858.00 Homeowner's exemption	$60,224 Land $10,847 Building $49,377	$180,672 Land $32,541 Building $148,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1979–1994)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Apr 1994 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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