42 Royal Rd, Springfield, IL 62702 Property Records

Sangamon County property record for 42 Royal Rd, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.184 acres (8,034 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Jul 2025)
Tax Bill$5,883 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-19.0-328-023

Property Details

APN / Parcel Number

Primary APN14-19.0-328-023
Alternative APN
  • 14190328023 (CHECK DIGIT = 1)

Exterior

Lot Area8,034 sqft (0.184 acres)

Location & Zoning

Account Number14190328023
Street Address42 ROYAL RD
CitySPRINGFIELD
StateIL
Zip62702-1548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 YOUNGSTON HILLS 6TH ADDN (8034.40 SQ FT)
Legal SubdivisionYOUNGSTON HILLS 6TH ADD
Legal Lot Number44
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group1
Census Block1012
Census Tract201

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address42 ROYAL RD, SPRINGFIELD, IL 62702-1548
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND CU
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
CEFCU
Jun 17, 2020Warranty Deed, Transfer · Conventional Mortgage
CEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2025 · Amount on Record
Deed SaleJul 29, 2025 · Amount on Record
Prior SaleJan 24, 2022 · Amount on Record
Deed Document Number202512780
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJan 24, 2022
Property Address42 ROYAL RD, SPRINGFIELD, IL 62702-1548
Document Number2022R01731
Instrument DateJan 24, 2022
Instrument2022R01731
Transaction TypeTransfer
Record UpdatedFeb 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address42 ROYAL RD, SPRINGFIELD, IL 62702-1548

Mortgage

Document Number2022R01732
DateJan 24, 2022
Instrument2022R01732
Lender
NameHEARTLAND CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address42 ROYAL RD, SPRINGFIELD, IL 62702-1548
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R14552
DateJun 17, 2020
Instrument2020R14552
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 17, 2020
Property Address42 ROYAL RD, SPRINGFIELD, IL 62702-1548
Document Number2020R14551
Instrument DateJun 9, 2020
Instrument2020R14551
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyZELLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44091 W SNOW DR, 44091, MARICOPA, AZ 85138-5504

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address42 ROYAL RD, SPRINGFIELD, IL 62702-1548

Mortgage

Document Number2020R14552
DateJun 17, 2020
Instrument2020R14552
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,883.00 (+13.31%)$78,670 (+23.75%) Land $13,424 Building $65,246$236,010 (+23.75%) Land $40,272 Building $195,738
2022$5,192.00 Homeowner's exemption$63,573 Land $10,848 Building $52,725$190,719 Land $32,544 Building $158,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1979–1994)
Claims Outside the SFHA2 of 10
Most Recent ClaimApr 1994 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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