Hampden County and Chicopee City property record for 45 Roy St, Chicopee, MA 01013 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,764 sqft · built 1987 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Dec 2018) |
| Tax Bill | $4,865 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 276-0008A |
| Primary APN | 276-0008A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,788 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,400 sqft (0.124 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 276-0008A |
|---|---|
| Street Address | 45 ROY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1732 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 811102 |
Source: Hampden County and Chicopee City records · APN 276-0008A
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 83 BEAUCHAMP TER, CHICOPEE, MA 01020-2501 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2022 | Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU |
| Dec 14, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Feb 01, 2008 · Amount on Record |
| Deed Document Number | 201874441 |
| Deed Book / Page | 22483 / 590 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 45 ROY ST, CHICOPEE, MA 01013-1732 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024488-97 |
|---|---|
| Date | Apr 07, 2022 |
| Book Page | 24488/97 |
| Instrument | 21138 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Dec 14, 2018 |
| Property Address | 45 ROY ST, CHICOPEE, MA 01013-1732 |
| Document Number | 22483-590 |
| Book / Page | 22483 / 590 |
| Instrument Date | Dec 04, 2018 |
| Instrument | 74441 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 83 BEAUCHAMP TER, CHICOPEE, MA 01020-2501 |
| Document Number | 74442 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 74442 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,865.00 (+7.7%) | $320,900 (+4.87%) Land $78,300 Building $242,600 |
| 2024 | $4,517.00 (+8.69%) | $306,000 (+11.56%) Land $76,800 Building $229,200 |
| 2023 | $4,156.00 | $274,300 Land $69,800 Building $204,500 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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