Hampden County and Chicopee City property record for 31 Roy St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,601 sqft · built 1960 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Dec 2024) |
| Tax Bill | $4,630 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 276-00016 |
| Primary APN | 276-00016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,601 sqft Living Area |
| Gross Area | 3,405 sqft |
| 1st Floor Area | 1,601 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 276-00016 |
|---|---|
| Street Address | 31 ROY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 811102 |
Source: Hampden County and Chicopee City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 61 ABBEY MEMORIAL DR, 145, CHICOPEE, MA 01020-1773 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 20, 2021 | Quit Claim Deed, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Nov 7, 2019 | Deed of Trust, Mortgage · VA Mortgage KELLER MORTGAGE LLC |
| Jun 9, 2017 | Quit Claim Deed, Transfer · VA Mortgage USAA |
| Jun 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2024 · Amount on Record |
| Deed Sale | Dec 2, 2024 · Amount on Record |
| Prior Sale | Oct 20, 2021 · Amount on Record |
| Deed Book / Page | 25676 / 335 |
| Transfer Doc | 21715-435 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 20, 2021 |
| Property Address | 31 ROY ST, CHICOPEE, MA 01013-1732 |
| Document Number | 24195-42 |
| Book / Page | 24195 / 42 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 74542 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8 N HILLSIDE RD, S DEERFIELD, MA 01373-9799 |
| Document Number | 74543 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 74543 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 31 ROY ST, CHICOPEE, MA 01013-1732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22941-40 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 22941/40 |
| Instrument | 65392 |
| Name | KELLER MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 9, 2017 |
| Property Address | 31 ROY ST, CHICOPEE, MA 01013-1732 |
| Document Number | 21715-439 |
| Book / Page | 021715 / 000439 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 31972 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $881.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 ROY ST CHICOPEE MA 010131732, CHICOPEE, MA 01013-1732 |
| Document Number | 21715-441 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 021715/000441 |
| Instrument | 31973 |
| Name | USAA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 9, 2017 |
| Property Address | 31 ROY ST, CHICOPEE, MA 01013-1732 |
| Document Number | 21715-435 |
| Book / Page | 021715 / 000435 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 31970 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 ROY ST CHICOPEE MA 010131732, CHICOPEE, MA 01013-1732 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,630.00 (+5.44%) | $305,400 (+2.66%) Land $101,100 Building $204,300 | $359,765 |
| 2024 | $4,391.00 (+5.5%) | $297,500 (+8.3%) Land $99,100 Building $198,400 | |
| 2023 | $4,162.00 | $274,700 Land $90,000 Building $184,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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