45 Ross Ave, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 45 Ross Ave, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	4,138 sqft · built 2014
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (Mar 2014)
Tax Bill	$35,380 (2025)
Deeds & Mortgages	Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`09-00138-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`09-00138-0000-00028`
Alternative APN	`090013800028`

Interior

Building Area	4,138 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide

Location & Zoning

Street Address	45 ROSS AVE
City	DEMAREST
State	NJ
Zip	07627-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	0.275AC
Legal Subdivision	HILLCREST MANOR REALTY & DEVEL
Legal Block	138
Legal Lot Number	28
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	1
Census Block	1006
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 ROSS AVE, DEMAREST, NJ 07627-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2014 · Amount on Record
Deed Sale	Mar 26, 2014 · Amount on Record
Prior Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	201418969
Deed Book / Page	1640 / 2274
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 ROSS AVE, DEMAREST, NJ 07627-2610
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031672009
Date	Jan 30, 2019
Book Page	3167/2009
Instrument	19-007239

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,960,100 (-) Land $635,000 Building $1,325,100	$1,960,100 (-) Land $635,000 Building $1,325,100
2025	$35,380.00 (+2.8%)	$1,960,100 (+74.09%) Land $635,000 Building $1,325,100	$1,960,100 (+74.09%) Land $635,000 Building $1,325,100
2024	$34,418.00 (+7.68%)
2023		$1,125,900 Land $340,000 Building $785,900	$1,125,900 Land $340,000 Building $785,900
2022	$31,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20