Bergen County and Demarest Borough property record for 44 Ross Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,823 sqft · built 2022 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,750,000 (Jul 2022) |
| Tax Bill | $39,567 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2021 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00134-0000-00061 |
| Primary APN | 09-00134-0000-00061 |
|---|---|
| Alternative APN |
|
| Building Area | 3,823 sqft Living Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| Street Address | 44 ROSS AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.275AC |
| Legal Subdivision | HILLCREST MANOR REALTY & DEVEL |
| Legal Block | 134 |
| Legal Lot Number | 61 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 ROSS AVE, DEMAREST, NJ 07627-2619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 14, 2021 | Deed of Trust, Mortgage · Construction Mortgage GLEN ROCK SVGS BANK |
| Jul 20, 2022 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 5, 2021 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Mar 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Feb 5, 2021 · Amount on Record |
| Deed Document Number | 202271944 |
| Deed Book / Page | 4746 / 115 |
| Prior Transfer Date | Nov 26, 2019 |
| Prior Transfer Doc | 0035371797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 ROSS AVE, DEMAREST, NJ 07627-2619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0051011853 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 5101/1853 |
| Instrument | 2023066713 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 ROSS AVE, DEMAREST, NJ 07627-2619 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 64 N SUMMIT ST, TENAFLY, NJ 07670-1034 |
| Document Number | 0041451735 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 4145/1735 |
| Instrument | 2021076951 |
| Name | GLEN ROCK SVGS BANK |
|---|---|
| Type | Bank |
| Address | HAWTHORNE, NJ 07506 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 20, 2022 |
| Property Address | 44 ROSS AVE, DEMAREST, NJ 07627-2619 |
| Document Number | 0047460115 |
| Book / Page | 4746 / 115 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022071944 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | BREAK WATER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64 N SUMMIT ST, 64, TENAFLY, NJ 07670-1034 |
| Name | Verified Name |
|---|---|
| Address | 44 ROSS AVE, DEMAREST, NJ 07627-2619 |
| Document Number | 2022071945 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022071945 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 5, 2021 |
| Property Address | 44 ROSS AVE, DEMAREST, NJ 07627-2619 |
| Document Number | 0039461193 |
| Book / Page | 3946 / 1193 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2021016244 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 BECKER HILL RD, 260, MILAN, NY 12571-4151 |
| Name | Verified Name |
|---|---|
| Address | 24 CYPRESS PL, DEMAREST, NJ 07627-2723 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 9, 2020 |
| Property Address | 44 ROSS AVE, DEMAREST, NJ 07627-2619 |
| Document Number | 0035371797 |
| Book / Page | 003537 / 001797 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 20028289 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 ROSS AVE DEMAREST NJ 076272619, DEMAREST, NJ 07627-2619 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,192,100 (-) Land $635,000 Building $1,557,100 | $2,192,100 (-) Land $635,000 Building $1,557,100 | |
| 2025 | $39,567.00 (+5.14%) | $2,192,100 (+78.07%) Land $635,000 Building $1,557,100 | $2,192,100 (+78.07%) Land $635,000 Building $1,557,100 |
| 2024 | $37,632.00 (+7.68%) | ||
| 2023 | $1,231,000 Land $340,000 Building $891,000 | $1,231,000 Land $340,000 Building $891,000 | |
| 2022 | $34,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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