45 Roosevelt Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 45 Roosevelt Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,712 sqft · built 1941
Lot Size	0.159 acres (6,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jan 2012)
Tax Bill	$12,733 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00042-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`31-00042-0000-00015`
Alternative APNs	`310004200015` `084500`

Interior

Stories	1 Story
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,943 sqft (0.159 acres)
Lot Dimensions	112 ft deep x 62 ft wide

Location & Zoning

Account Number	084500
Street Address	45 ROOSEVELT AVE
City	LODI
State	NJ
Zip	07644-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	62X112
Legal Subdivision	HASBROUCK TERRACE PROP
Legal Block	42
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1004
Census Tract	30401

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 ROOSEVELT AVE, LODI, NJ 07644-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Dec 19, 2016	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2012 · Amount on Record
Deed Sale	Jan 18, 2012 · Amount on Record
Prior Sale	Mar 24, 1995 · Amount on Record
Deed Document Number	20129332178
Deed Book / Page	933 / 2178
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 ROOSEVELT AVE, LODI, NJ 07644-2935
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040361690
Date	Mar 25, 2021
Book Page	4036/1690
Instrument	2021043543

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 ROOSEVELT AVE, LODI, NJ 07644-2935
Document Number	0025480316
Book / Page	002548 / 000316
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Apr 10, 2017
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 ROOSEVELT AVE LODI NJ 076442935, LODI, NJ 07644-2935

Mortgage

Document Number	0025480316
Date	Feb 28, 2017
Book Page	002548/000316

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,700 (-) Land $174,200 Building $185,500	$359,700 (-) Land $174,200 Building $185,500
2025	$12,733.00 (+5.61%)	$359,700 (-) Land $174,200 Building $185,500	$359,700 (-) Land $174,200 Building $185,500
2024	$12,057.00 (+2.7%)
2023		$359,700 Land $174,200 Building $185,500	$359,700 Land $174,200 Building $185,500
2022	$11,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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