41 Roosevelt Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 41 Roosevelt Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	3,134 sqft · built 1950
Lot Size	0.129 acres (5,602 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Nov 2022)
Tax Bill	$15,799 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-00042-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`31-00042-0000-00013`
Alternative APNs	`310004200013` `084400`

Interior

Stories	1 Story
Building Area	3,134 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,602 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide

Location & Zoning

Account Number	084400
Street Address	41 ROOSEVELT AVE
City	LODI
State	NJ
Zip	07644-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X112
Legal Subdivision	HASBROUCK TERRACE
Legal Block	42
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1004
Census Tract	30401

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU
Jan 31, 2023	Intrafamily Transfer, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Nov 30, 2022	Deed, Transfer · Conventional Mortgage VISIONS FCU
Mar 31, 2022	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Mar 31, 2022 · Amount on File
Deed Document Number	2022111121
Deed Book / Page	4871 / 640
Last Transfer Date	Jan 9, 2023
Transfer Doc	0049210217
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047061905
Date	Jun 10, 2022
Book Page	4706/1905
Instrument	2022059134

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 COTTAGE AVE, NORTH BERGEN, NJ 07047-2156

Mortgage

Document Number	0054531357
Date	Mar 14, 2025
Book Page	5453/1357
Instrument	2025018703

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	332 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Max Rate	6.5%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jan 31, 2023
Property Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935
Document Number	0049210217
Book / Page	4921 / 217
Instrument Date	Jan 9, 2023
Instrument	2023008871
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 30, 2022
Property Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935
Document Number	0048710640
Book / Page	4871 / 640
Instrument Date	Oct 7, 2022
Instrument	2022111121
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 TURS CT, WALLINGTON, NJ 07057-2213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935

Mortgage

Document Number	2022111122
Date	Nov 30, 2022
Instrument	2022111122

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Margin	3
Max Rate	9.5%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 31, 2022
Property Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935
Document Number	0046400535
Book / Page	4640 / 535
Instrument Date	Feb 10, 2022
Instrument	2022037987
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$2,879.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 LASALLE AVE, HASBROUCK HEIGHTS, NJ 07604-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ROOSEVELT AVE, LODI, NJ 07644-2935

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,300 (-) Land $164,400 Building $281,900	$446,300 (-) Land $164,400 Building $281,900
2025	$15,799.00 (+5.61%)	$446,300 (-) Land $164,400 Building $281,900	$446,300 (-) Land $164,400 Building $281,900
2024	$14,960.00 (+39.11%)
2023		$446,300 Land $164,400 Building $281,900	$446,300 Land $164,400 Building $281,900
2022	$10,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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