45 River Rd, #D, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 45 River Rd, #D, Edgewater, NJ 07020

Property Summary

Property TypeCommercial
Lot Size0.268 acres (11,674 sqft)
OwnerCompany Name on Record
Last Sale$20,000,000 (Jun 2026)
Tax Bill$374,109 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-00099-0000-00001-03

Property Details

APN / Parcel Number

Primary APN13-00099-0000-00001-03

Exterior

Lot Area11,674 sqft (0.268 acres)

Location & Zoning

Street Address45 RIVER RD, D
CityEDGEWATER
StateNJ
Zip07020-1017
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description0.268AC 3000/8300SF
Legal Block99
Legal Lot Number1.03
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group1
Census Block1007
Census Tract13003

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8111 DOUGLAS AVE, 600, DALLAS, TX 75225-6599
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Deed Document Number202642518
Deed Book / Page5829 / 1832
Record UpdatedOct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJun 24, 2026
Property Address45 RIVER RD, D, EDGEWATER, NJ 07020-1017
Document Number0000042518
Book / Page5829 / 1832
Instrument DateMay 27, 2026
Instrument202642518
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

AmountAmount Recorded
Tax$7,070,000.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000042528,
DateJun 24, 2026
Instrument202642528
Lender
NameSM FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,916,500 (+0.77%) Land $1,342,500 Building $21,574,000$22,916,500 (+0.77%) Land $1,342,500 Building $21,574,000
2025$374,109.00 (+5%)$22,742,200 (+1.42%) Land $1,342,500 Building $21,399,700$22,742,200 (+1.42%) Land $1,342,500 Building $21,399,700
2024$356,298.00 (+0.56%)$22,422,800 (+1.06%) Land $1,342,500 Building $21,080,300$22,422,800 (+1.06%) Land $1,342,500 Building $21,080,300
2023$354,327.00 (+8.27%)$22,187,100 Land $1,342,500 Building $20,844,600$22,187,100 Land $1,342,500 Building $20,844,600
2022$327,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 82 individual policies
Nearby Flood Policies1,164 units insured
incl. 1,082 condo units
Nearby Flood Claims9 (2010–2024)
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Starry, T-Mobile.

Nearby Properties on River Rd

Nearby Streets

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