41 River Bluff Dr, Savannah, GA 31406 Property Records

Chatham County property record for 41 River Bluff Dr, Savannah, GA 31406

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,565 sqft · built 1991
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$799,000 (Jul 2023)
Tax Bill$6,551 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jul 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-0501-03-019

Property Details

APN / Parcel Number

Primary APN1-0501-03-019
Alternative APN
  • E184X580

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,565 sqft Living Area
1st Floor Area1,523 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area187 sqft
Patio Area187 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address41 RIVER BLUFF DR
CitySAVANNAH
StateGA
Zip31406-6976
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCM
Legal DescriptionLOT 19 OAK BLUFF SUB
Legal SubdivisionBLUFF SUB
Legal Lot Number19
JurisdictionCHATHAM GA
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2000
Census Tract11008

Owner

41 River Bluff Dr is owned and occupied by an individual who bought it in July 2023.

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address41 RIVER BLUFF DR, SAVANNAH, GA 31406-6976
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Jul 12, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Dec 9, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2023 · Amount on File
Deed SaleJul 12, 2023 · Amount on File
Prior SaleJan 11, 2023 · Amount on File
Deed Book / Page3140 / 293
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address41 RIVER BLUFF DR, SAVANNAH, GA 31406-6976
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 RIVER BLUFF DR, SAVANNAH, GA 31406-6976

Mortgage

Document Number0020800525
DateSep 29, 2020
Book Page0000002080/0000000525
Lender
NameSYNOVUS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateJul 12, 2023
Property Address41 RIVER BLUFF DR, SAVANNAH, GA 31406-6976
Document Number0031400293
Book / Page3140 / 293
Instrument DateJul 10, 2023
Transaction TypeTransfer
Record UpdatedAug 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 RIVER BLUFF DR, SAVANNAH, GA 31406-6976

Mortgage

Document Number0003140296
DateJul 12, 2023
Instrument3140/296
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueJan 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateDec 9, 2022
Property Address41 RIVER BLUFF DR, SAVANNAH, GA 31406-6976
Document Number0030020315
Book / Page3002 / 315
Instrument DateDec 9, 2022
Instrument2023-000185
Transaction TypeTransfer
Record UpdatedAug 14, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 RIVER BLUFF DR, SAVANNAH, GA 31406-6976

Tax Assessment & Valuation

The 2025 property tax bill for 41 River Bluff Dr was $6,551.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,640 (+2.39%) Land $90,000 Building $124,640$536,600 (+2.39%) Land $225,000 Building $311,600
2025$6,551.00 Homeowner's exemption$209,640 Land $90,000 Building $119,640$524,100 Land $225,000 Building $299,100
2023$185,720 (+22.41%) Land $56,000 Building $129,720$464,300 (+22.41%) Land $140,000 Building $324,300
2022$151,720 Land $56,000 Building $95,720$379,300 Land $140,000 Building $239,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 River Bluff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 River Bluff Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 96% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARSH POINT HOMES
private · serves 497 people · EPA ID GA0510047
Water SourceGroundwater
Last State InspectionMay 2025
Also Mapped HereSAVANNAH-MAIN
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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