Kershaw County property record for 45 Regal Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,044 sqft · built 2020 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jan 2021) |
| Tax Bill | $1,485 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 320-00-00-005-SKM |
| Primary APN | 320-00-00-005-SKM |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,044 sqft Gross Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 14,810 sqft (0.339 acres) |
| Account Number | 17803 |
|---|---|
| Street Address | 45 REGAL DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGAL WOODS SUBDIV PHASE 1 LOT 5 |
| Legal Subdivision | REGAL WOODS SUBD |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970909 |
Source: Kershaw County records · APN 320-00-00-005-SKM
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 REGAL DR, ELGIN, SC 29045-9810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE OPTIONS |
| Jan 08, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE OPTIONS |
| Jul 10, 2020 | Deed of Trust, Mortgage WELLS FARGO BK |
| Jun 03, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Jun 02, 2020 | Loan Modification, Mortgage TEXAS CAP BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2021 · Amount on Record |
| Deed Sale | Jan 08, 2021 · Amount on Record |
| Deed Document Number | 0004383135 |
| Deed Book / Page | 4383 / 135 |
| Last Transfer Date | Jan 11, 2021 |
| Transfer Doc | 0000000285 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 11, 2021 |
| Property Address | 45 REGAL DR, ELGIN, SC 29045-9810 |
| Document Number | 0000000285 |
| Book / Page | 004383 / 000135 |
| Instrument Date | Jan 08, 2021 |
| Instrument | 285 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 26, 2021 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 REGAL DR ELGIN SC 290459810, ELGIN, SC 29045-9810 |
| Document Number | 286 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 004383/000136 |
| Instrument | 286 |
| Name | MORTGAGE OPTIONS |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, 29210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 45 REGAL DR, ELGIN, SC 29045-9810 |
| Document Number | 0000000286 |
| Instrument Date | Jan 08, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 45 REGAL DR ELGIN SC 290459810, ELGIN, SC 29045-9810 |
| Document Number | 0000000286 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 004383/000136 |
| Instrument | 286 |
| Name | MORTGAGE OPTIONS |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, 29210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 45 REGAL DR, ELGIN, SC 29045-9810 |
| Document Number | 0000006023 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000006023 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 004257/000082 |
| Instrument | 6023 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 03, 2020 |
| Property Address | 45 REGAL DR, ELGIN, SC 29045-9810 |
| Document Number | 0000004696 |
| Book / Page | 004232 / 000252 |
| Instrument Date | Jun 02, 2020 |
| Instrument | 4696 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 REGAL DR ELGIN SC 290459810, ELGIN, SC 29045-9810 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 45 REGAL DR, ELGIN, SC 29045-9810 |
| Document Number | 0000004697 |
| Instrument Date | Jun 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 N ROYAL TOWER DR IRMO SC 290632791, IRMO, SC 29063-2791 |
| Document Number | 0000004697 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 004232/000254 |
| Instrument | 4697 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | RICHARDSON, TX 75082 |
| Amount | Amount Recorded |
|---|
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,485.00 (-0.6%) | $240,300 (-) Land $30,000 Building $210,300 | $240,300 (-) |
| 2023 | $1,494.00 | $240,300 Land $30,000 Building $210,300 | $240,300 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 48 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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