21 Regal Dr, Elgin, SC 29045 Property Records

Kershaw County property record for 21 Regal Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,570 sqft · built 2019
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$261,348 (Aug 2019)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320-00-00-001-SKM`

Property Details

APN / Parcel Number

Primary APN	`320-00-00-001-SKM`
Alternative APN	`17803`

Interior

Stories	2 Stories
Building Area	3,570 sqft Gross Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Account Number	17803
Street Address	21 REGAL DR
City	ELGIN
State	SC
Zip	29045-9810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGAL WOODS SUBDIV PHASE 1 LOT 1
Legal Subdivision	REGAL WOODS SUBD
Legal Phase	1
Legal Lot Number	1
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	970909

Owner

21 Regal Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Kershaw County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 REGAL DR, ELGIN, SC 29045-9810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage PLAZA HM MTG
Aug 1, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	Aug 1, 2019 · Amount on File
Deed Document Number	20196115
Deed Book / Page	4068 / 221
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	21 REGAL DR, ELGIN, SC 29045-9810
Document Number	0000008272
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 REGAL DR ELGIN SC 290459810, ELGIN, SC 29045-9810

Mortgage

Document Number	0000008272
Date	Sep 10, 2020
Book Page	004299/000042
Instrument	8272

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 1, 2019
Property Address	21 REGAL DR, ELGIN, SC 29045-9810
Document Number	0000006115
Book / Page	004068 / 000221
Instrument Date	Jul 26, 2019
Instrument	6115
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21 REGAL DR ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	6116
Date	Aug 1, 2019
Book Page	004068/000222
Instrument	6116

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21 Regal Dr was $1,598.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,598.00	$261,600 Land $30,000 Building $231,600	$261,600
2023	$958.00	$261,600 Land $30,000 Building $231,600	$261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Regal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Regal Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Regal Dr

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