Greenwich Town property record for 45 Prospect St, Greenwich, CT 06830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,316 sqft · built 1918 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Feb 1999) |
| Tax Bill | $5,507 (2025) |
| Deeds & Mortgages | Nov 2024 Refinance Mar 2023 Refinance + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-1311S |
| Primary APN | 01-1311S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,316 sqft Living Area |
| Basement Area | 644 sqft |
| Unfinished Basement | 644 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 249/081 |
|---|---|
| Street Address | 45 PROSPECT ST |
| City | GREENWICH |
| State | CT |
| Zip | 06830-5226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Block | 1311/S |
| Jurisdiction | GREENWICH CT |
| Township / Civil Division | GREENWICH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10500 |
Source: Greenwich Town records · APN 01-1311S
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 PROSPECT ST, GREENWICH, CT 06830-5226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| Mar 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Mar 17, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Sep 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 26, 2017 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 1999 · Amount on Record |
| Deed Sale | Feb 16, 1999 · Amount on Record |
| Deed Book / Page | 3226 / 96 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 45 PROSPECT ST, GREENWICH, CT 06830-5226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 008382-324 |
|---|---|
| Date | Nov 14, 2024 |
| Book Page | 8382/324 |
| Instrument | 6431 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 45 PROSPECT ST, GREENWICH, CT 06830-5226 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 008203-200 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 8203/200 |
| Instrument | 1402 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Mar 17, 2023 |
| Property Address | 45 PROSPECT ST, GREENWICH, CT 06830-5226 |
| Document Number | 008203-195 |
| Book / Page | 8203 / 195 |
| Instrument Date | Mar 09, 2023 |
| Instrument | 1401 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 PROSPECT ST, GREENWICH, CT 06830-5226 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 45 PROSPECT ST, GREENWICH, CT 06830-5226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008165-70 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 8165/70 |
| Instrument | 8948 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 45 PROSPECT ST, GREENWICH, CT 06830-5226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 008157-243 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 8157/243 |
| Instrument | 8305 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 45 PROSPECT ST, GREENWICH, CT 06830-5226 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7234-318 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 7234/318 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 01, 2047 |
Source: Greenwich Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,507.00 | $445,620 (-) Land $303,590 Building $142,030 | $311,934 Land $212,513 Building $99,421 |
| 2024 | $5,507.00 (+6.21%) | ||
| 2023 | $5,185.00 (+0.91%) | $445,620 (-) Land $303,590 Building $142,030 | |
| 2022 | $5,138.00 | $445,620 Land $303,590 Building $142,030 |
Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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