43 Prospect St, Greenwich, CT 06830 Property Records

Greenwich Town property record for 43 Prospect St, Greenwich, CT 06830

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,084 sqft · built 1910
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Dec 2004)
Tax Bill$4,216 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2020 Refinance
+ 2 more
Flood ZoneZone X (moderate risk)
APN01-1308S

Property Details

APN / Parcel Number

Primary APN01-1308S
Alternative APNs
  • GREE M:01 B:1308/S
  • 249/079

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,084 sqft Living Area
Basement Area561 sqft
Unfinished Basement561 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number249/079
Street Address43 PROSPECT ST
CityGREENWICH
StateCT
Zip06830-5226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal Block1308/S
JurisdictionGREENWICH CT
Township / Civil DivisionGREENWICH
Census Block Group1
Census Block1003
Census Tract10500

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43 PROSPECT ST, GREENWICH, CT 06830-5226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK
Apr 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BAYCOAST MORTGAGE COMPANY
Aug 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BAYCOAST MORTGAGE COMPANY
Aug 20, 2018Quit Claim Deed, Transfer · Line of Credit
BAYCOAST MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2004 · Amount on Record
Deed SaleDec 16, 2004 · Amount on Record
Prior SaleMay 15, 2003 · Amount on Record
Deed Book / Page4814 / 124
Transfer Doc7422-96
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENWICH CT
Recording DateJul 28, 2026
Property Address43 PROSPECT ST, GREENWICH, CT 06830-5226
Document Number0000004711
Book / Page8595 / 163
Instrument DateJul 21, 2026
Instrument20264711
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 PROSPECT ST, GREENWICH, CT 06830-5226

Mortgage

Document Number0000004711,
DateJul 28, 2026
Book Page8595/163
Instrument20264711
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENWICH CT
Property Address43 PROSPECT ST, GREENWICH, CT 06830-5226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7654-211
DateApr 29, 2020
Book Page7654/211
Instrument3055
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENWICH CT
Property Address43 PROSPECT ST, GREENWICH, CT 06830-5226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7554-251
DateAug 30, 2019
Book Page7554/251
Instrument6741
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2039

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGREENWICH CT
Recording DateAug 20, 2018
Property Address43 PROSPECT ST, GREENWICH, CT 06830-5226
Document Number7422-96
Book / Page7422 / 96
Instrument6637
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

Tax$35.87
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number7422-98
DateAug 20, 2018
Book Page7422/98
Instrument6638
Lender
NameBAYCOAST MORTGAGE CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2038

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionGreenwich Town
Unified School DistrictGreenwich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,216.00 (-6.58%)$402,150 (+10.14%) Land $303,310 Building $98,840$876,606 (+242.98%)
2025$4,513.00$365,120 (-) Land $280,350 Building $84,770$255,584 Land $196,245 Building $59,339
2024$4,513.00 (+6.21%)
2023$4,249.00 (+0.93%)$365,120 (-) Land $280,350 Building $84,770
2022$4,210.00$365,120 Land $280,350 Building $84,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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