45 Pond Cir, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 45 Pond Cir, Wayne, NJ 07470

Property Summary

Property Type	Townhouse
Details	2,421 sqft · built 1985
Lot Size	0.042 acres (1,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,000 (Aug 2018)
Tax Bill	$12,758 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01215-0000-00003-0000-C0011`

Property Details

APN / Parcel Number

Primary APN	`14-01215-0000-00003-0000-C0011`
Alternative APNs	`14004590000000010000C0011` `1401215000000003C0011`

Interior

Building Area	2,421 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Lot Area	1,824 sqft (0.042 acres)

Location & Zoning

Old Parcel Number	14004590000000010000C0011
Street Address	45 POND CIR, 11
City	WAYNE
State	NJ
Zip	07470-3560
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	VALLEY PONDS TWNHMS CONDO UN 1
Legal Block	1215
Legal Lot Number	3
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1006
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 POND CIR, WAYNE, NJ 07470-3560
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Oct 18, 2004 · Amount on Record
Deed Document Number	201834304
Deed Book / Page	3365 / 264
Prior Transfer Date	Apr 25, 2000
Prior Transfer Doc	0000146050
Record Updated	Sep 20, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 2, 2018
Property Address	45 POND CIR, WAYNE, NJ 07470-3560
Document Number	0000034304
Book / Page	003365 / 000264
Instrument Date	Jun 20, 2018
Instrument	34304
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 POND CIR WAYNE NJ 074703560, WAYNE, NJ 07470-3560

Mortgage

Document Number	34307
Date	Aug 2, 2018
Book Page	015126/000096
Instrument	34307

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,700 (-) Land $50,000 Building $162,700	$212,700 (-) Land $50,000 Building $162,700
2025	$12,758.00 (+4.51%)	$212,700 (+3.6%) Land $50,000 Building $162,700	$212,700 (+3.6%) Land $50,000 Building $162,700
2024	$12,207.00 (+5.17%)
2023		$205,300 Land $50,000 Building $155,300	$205,300 Land $50,000 Building $155,300
2022	$11,607.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 units insured incl. 10 condo units
Nearby Flood Claims	13 (1990–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20